Claiming benefits when you do not need them?

I was out of work for 9 months (by choice) not once did I think about claiming, I pay/have paid huge amounts of tax/NI so I suppose I have as much entitlement as the next person but wouldn't have slept well sponging off the state when it was perfectly within my capability to line my pocket through my own abilities should the need arise.

claiming for the sake of it is wrong in my eyes but I can see why people might think differently
 
Forde said:
I'll echo that: we had a baby fairly recently and I can't remember having to apply. It was rather hectic at the time, though so...
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Your partner must have claimed, if you do not claim for Child Benefit, you will not receive it. Only one parent can claim.
 
Dr House said:
My dad lost his job around 6 months ago, he could not be happier at the moment, he wakes up in the morning in his own time, goes to the gym for 3 hours and then goes to play golf all day, he is now on a 3 month holiday around the US. Its well Deserved after working stupid hours for 30 years.


Anyway he was entitled to some sort of job seekers allowance (before he want on holiday) however he does not claim it because he does not feel he should as he does not need it and he is not really planning to go back to work anymore.

So what are peoples thoughts on this, if you don’t need the money should you really be taking tax payers money designed to support people in times of need?

Or should you claim everything you are entitled to because you have worked your whole life and paid taxes.
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If he goes to the gym and plays golf all day then he's not entitled to jobseekers you need to be actively seeking work to have jobseekers and sign that you have been seeking work.

I wouldn't make a claim if I had to lie to get it. It just doesn't sit right with me. However if I'm mistakenly given money I will make 1 attempt to give it back but not follow up if they don't react.
Reacting on the NI thing I would phone newcastle and find out how it goes with that they are really helpful.
:o
 
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Mucky_Pup said:
He's paid into the system more than the scum who make a career out of living on it for their whole lives, so he's more entitled to it than they are.
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This. I'd consider it getting tax back for all the ****'s I paid to live who never even tryed to get a job.

Whether or not it helps the state is irrelevant because quite frankly there are millions of others taking it anyway when they don't need it so all you are doing is missing out on money which quite frankly you are more intitaled to then them IMO.

Also if something goes wrong and he needs money or his pension doesn't pay him enough it really would be such a shame if he got financially screwed because he was doing the "right" thing.

Although as others pointed out. I wouldn't lie to get it. Even though all you have to do is turn up to an interview every 3 or so months and make such a hash of it that they don't want to employ you.

Alternatively you can get your self diagnosed as being a sociopath and then no employer in the world will take you on and you can claim through that.
 
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Really depends on your principles, I decided against it when I was looking for a job and lived off my savings instead. Saying that it took me a long time to find one and I was on a verge of completely running out of money and having to sign on.
 
drone said:
It's over £16,000 you are not entitled but you can still sign to keep your stamp going anything over £6,000 you get a reduced rate of benefit
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What the hell? Who brought that one in! Was labour really not happy enough that they were giving away so much money that they desided that just about anyone could get it?


Reminds me of a guy I knew at college who's parents took a year off work and he got ema. He used to complain about missed payments and that as well and it was like wow. You don't even deserve it so shut up.
 
Given that he's on holiday, and thus not able to attend the fortnightly meetings, and also isn't actually seeking work, surely he doesn't really count as deserving of JSA anyway?

With regards to NI, don't you just declare yourself unemployed to the government? I didn't think you actually had to claim anything.

meghatronic said:
/explodes
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Given that you're "technically" not supposed to get JSA for quitting your job, is it really that bad that you should be protected from frittering away your savings when you get fired?
 
I've been out of a job since July, thought I'd enjoy my summer whilst looking for a Ph.D and seeing my family. I haven't claimed any benefits, I don't see that I should.

I quit my job voluntarily, I have enough savings from that job to live comfortably for about a year and having looked it up, apparently a Ph.D doesn't count as a job so I'm technically not 'job seeking'.
 
drone said:
It's over £16,000 you are not entitled but you can still sign to keep your stamp going anything over £6,000 you get a reduced rate of benefit
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Isn't that for Income Based JSA? I thought Contribution Based JSA you got regardless of savings?
 
Dr House said:
Or for example everyone can claim Child Benefit but should you if you are really if you do not need it?
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Something for me to moan about here. My good friend for many years has had a child and they are currently claiming Child Benefit. I ask them why for the simple reason he is earning £40,000 a year and is extremely well off as his parents pay for a lot of things. His answer was that the Child Benefit went into a savings scheme for his son, they don't need it but may aswell take it if it's being offered. Quite disgusted by this for the fact that they dont need it but they take it any way. While another friend of mine has 2 parents jobless & her father has mental health issues, trying their hardest to scratch through to the end of the day where a simple £10 would help them a lot.
 
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