Clean License!

GreenMint

GreenMint

GreenMint

Soldato
Joined
11 Dec 2003
Posts
21,634
Location
Sol
Well, all being well...my license is clean again! :D

Got an SP30 on Aug 14th 2004, and seems an eternity ago!

But now, the 3 years are up, so its all good and expired (I know it'll show on the license itself for another year, but won't affect insurance etc, yes?)

Hope i don't get another soon with my new found freedom! hehe!
 
What do you recommend for cleaning the paper bit? I've just wiped the photocard with a damp rag.


I'll get my coat.
 
What thingy said.

3 years = Can't be counted for totting up.
4 years = How long is actually stays on for.
5 years = How long the *******ing robbing ****s of insurance ask for and will load your premium for (albeit not a lot). Some insurers might ask for less but it's typically 5 years.

I've been clean for a bit now after getting a SP30 in Jan 2001 :D *touch wood*
 
TripleT said:
What thingy said.

3 years = Can't be counted for totting up.
4 years = How long is actually stays on for.
5 years = How long the *******ing robbing ****s of insurance ask for and will load your premium for (albeit not a lot). Some insurers might ask for less but it's typically 5 years.

I've been clean for a bit now after getting a SP30 in Jan 2001 :D *touch wood*
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Stop me if this is BS but could the insurance company find out you had a driving conviction after the 4 years, since you can get it removed from your paper licence, right?
 
I think it was merlin who has said in the past that strictly speaking insurance companies have no right to ask you or punish you past 4 years. And that legally you don't have to declare it if it's in the 5th year. But that's just going off memory with no evidence to back it up so make of it what you will. :p

If merlin see's I'm sure he'll correct/give his 2p. :)
 
TripleT said:
I think it was merlin who has said in the past that strictly speaking insurance companies have no right to ask you or punish you past 4 years. And that legally you don't have to declare it if it's in the 5th year. But that's just going off memory with no evidence to back it up so make of it what you will. :p

If merlin see's I'm sure he'll correct/give his 2p. :)
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would be interested if this is true or not. ***** me off that in the eyes of the law its 4yrs, yet in the eyes of most insurance companies its 5yrs.
 
spike's said:
would be interested if this is true or not. ***** me off that in the eyes of the law its 4yrs, yet in the eyes of most insurance companies its 5yrs.
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A law unto themselves ;) (rhymes with) Truckers.
 
Sirrel Squirrel said:
Stop me if this is BS but could the insurance company find out you had a driving conviction after the 4 years, since you can get it removed from your paper licence, right?
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Maybe not when you're arranging your insurance, but if you have an accident and they find out, they won't pay out, and you're uninsured.
 
laissez-faire said:
The number of people who declare 'fixed penalties' as 'convictions' is shocking. Check your small print, some only ask about motoring convictions.....
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If you get points, it's a conviction and you have to declare.

If you get a fixed penalty for not wearing a seat belt then no you obviously don't have to declare it.

What are you getting at? All SP30's, TS10's etc you have to declare...?

Unless you're on about something totally different like your mates mum once declared a parking ticket or something?
 
BigglesPiP said:
Maybe not when you're arranging your insurance, but if you have an accident and they find out, they won't pay out, and you're uninsured.
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Ah yes, here you are talking **** again.
 
spike's said:
would be interested if this is true or not. ***** me off that in the eyes of the law its 4yrs, yet in the eyes of most insurance companies its 5yrs.
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I would be interested in this too.
 
Berger said:
Ah yes, here you are talking **** again.
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You underestimate an insurance company's determination to avoid a payout.

And if your insurer asks you if you have have been awarded points in the last 5 years and you say no because they expired after 3, your insurance is invalid, no **** comes into it.
 
TimBrad said:
Well, all being well...my license is clean again! :D

Got an SP30 on Aug 14th 2004,
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Not clean then, it's still there and still will be for a year. I know this becuase I'm still not 'clean' yet and my offence was in 2003..
 
my first sp30 didnt load my insurance at all, neither does my ts10 now, the sp30 came off 3 years ago now but like hell am i paying £25 to have a new piece of paper.

ive got another year for the ts10 now.
 
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