Contactless phone payments

Lysander

Lysander

Lysander

Capodecina
Soldato
Joined
1 Aug 2005
Posts
20,005
Location
Flatland
Can someone explain how these work? In order for this to work, which of these is true?

- your phone can be in sleep mode with the screen off
- your phone can be locked but with the screen on
- your phone must be unlocked with the screen on
 
I almost never use them. But a quick check with my iPhone shows that if locked then it needs face ID to open the wallet. So, basically, it must be unlocked.
 
Lysander said:
Can someone explain how these work? In order for this to work, which of these is true?

- your phone can be in sleep mode with the screen off FALSE
- your phone can be locked but with the screen on FALSE
- your phone must be unlocked with the screen on TRUE
Click to expand...
I don't know about 'other phones', but this is my experience of using a Natwest card via Google pay on a retail Huawei P30 Pro.

By 'screen on', I'm not including any daft scenarios like, my phone screen is broken, or I'm using DEX, or I'm mirroring my phone etc.
 
Last edited:
I pay on mine with the screen awake but locked.
You can choose what setting you want to be able to pay, locked/ unlocked etc.

Samsung phone btw.
 
Was going to say I thought there was a limit for paying while locked. Things like parking etc, I tend to just wake the phone and pay but anything more I will unlock more out of habit if nothing else....
 
tom_e said:
For my Pixel 6 it must be unlocked and therefore the screen would be on.
Click to expand...

I believe that's a setting. I'm sure mine by default set up allowed you to pay with the screen on but the phone locked. Which didn't feel particularly secure to me, so I now have to unlock the screen.
 
V_R said:
Was going to say I thought there was a limit for paying while locked. Things like parking etc, I tend to just wake the phone and pay but anything more I will unlock more out of habit if nothing else....
Click to expand...
The limit depends on the store, some are £100.
 
Google Wallet help site states UK limit for locked devices is £45 but depends on bank/card.

I shall check my settings to see what it is. Ideally it'll be no transactions while locked/screen off. While I don't make a habit of crowd surfing at NFC festivals I don't fancy the idea of being "scanned" by strangers.
 
Semple said:
I believe that's a setting. I'm sure mine by default set up allowed you to pay with the screen on but the phone locked. Which didn't feel particularly secure to me, so I now have to unlock the screen.
Click to expand...
Ah it is. Under Connected Devices -> NFC, I enabled the setting that requires the phone to be unlocked. I completely forgot that was there, literally set and forget.

Cadder said:
I've been opening my Google wallet app every time... Do I not need to? :confused:
Click to expand...

You don't need to, so the Wallet shortcut on the lock screen is kinda useless most of the time. I'd rather it was a shortcut to my loyalty cards instead, that's the main reason why I open the Wallet app.
 
You must log in or register to reply here.
Back
Top Bottom