Contents Insurance? Who?

Phate

Phate

Phate

Caporegime
Joined
1 Nov 2003
Posts
35,691
Location
Lisbon, Portugal
Howdy folks,

I need to get Contents insurance?

Is there anyone to particularly avoid? anyone recommended etc? Things to look out for? :)

Cheers :)
Jake
 
I use Direct Line for my insurance. Not had to claim anything so dont know how good they are :p

EDIT

you have to look out for the small print. but you should know anyone in insurance will try to weasel their way out of paying you if you have to make a claim!
 
I use Swinton, no clue if they are good because I have yet to claim but last time I asked this question I was told they are decent enough - they cover three high value items for out of house use (i.e. camera, watch and mountain bike) so that was a plus for me xx
 
Any of the big insurers would be fine, axa, aviva, more than, direct line etc

Be careful if you need tenants as opposed to owners its slightly different.

Or you can use a broker such as swintons as mentioned above. Hopefully you understand the difference of broker compared to insurer. With a broker you need to be careful they dont just give you a policy with a smaller insurer, unless that insurer is a specialist. (some will specialise in say students or leasees etc)

If your loaded then you can get better insurance eg Hiscox but it comes at a price.
 
Surely this is a comparison site type job, put in your details and run the top 3-4 quotes direct and look on quidco to see if there is any cash back. Then buy the cheapest that suits the cover you need.
 
Currently with Directline although made a small claim when I was with Churchill a few years back and they were no bother.
 
Thanks for all the replies guys. Will, will give Swinton a shout or look for a similar deal :)
 
Direct Line, really good to be fair and I have made claim.

My renewal came though this week and it is cheaper than last year, go figure.
 
Direct line for me and I claimed a few years ago for a water leak circa £10k and they paid out no problem even in agreed stages as the claim progressed.

Even in my car they have been excellent where as Halifax were a massive pain in the rear for a claim for my wife.
 
OldCoals said:
Direct Line, really good to be fair and I have made claim.

My renewal came though this week and it is cheaper than last year, go figure.
Click to expand...

unusual, I got my renewall through last month and it was more even with the 1 yrs no claim so i had to phone up and complain to get it reduced as I'd ran it online and it came out cheaper.
 
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