Hey,
Has anyone ever got something removed/corrected on their Experian credit reports?
I recently discovered that if you remove one word from my house name (which it seems companies do), my credit rating goes from awesome to very average. This is because of 3 late payments to O2 for some kind of communications account (~£200) in 2005. I have no knowledge of this and I'm fairly certain it's either a mistake from O2 or incorrectly tied to my name.
Is it worth the hassle of trying to get it removed? I'm keen to get it sorted but curious how often you actually get success doing this. Let's say it turns out I do for some reason actually owe them £200, and I pay it now will they still fix the report?
Thanks
Has anyone ever got something removed/corrected on their Experian credit reports?
I recently discovered that if you remove one word from my house name (which it seems companies do), my credit rating goes from awesome to very average. This is because of 3 late payments to O2 for some kind of communications account (~£200) in 2005. I have no knowledge of this and I'm fairly certain it's either a mistake from O2 or incorrectly tied to my name.
Is it worth the hassle of trying to get it removed? I'm keen to get it sorted but curious how often you actually get success doing this. Let's say it turns out I do for some reason actually owe them £200, and I pay it now will they still fix the report?
Thanks
