Recently I've found it a bit annoying not having a credit card of my own available. Most online shops take debit cards so that's fine, but a few things like Steam and Xbox live need a credit card. I'm a student living off my loan so having a credit card for regular use wouldn't be a good idea. But I'd like to have one for the odd purchase that required one. I don't really know much about credit cards so are there any disadvantages to having one for occasional use? How do you pay it back? Is there a way it can be paid back automatically from my bank account? Knowing me I'd forget to do it if I had to send something off or the like. Is there anything else I need to know about them?
Credit card advice
- Thread starter Psyk
- Start date
The problem is keeping track of what I can afford to repay. I definately wouldn't have one for regular use, without a monthly income there's no point anyway. If I can't afford it now, I won't be able to afford it next month.PeterNem said:
Debit card is the way forward. The only thing I've found needs a credit card are pay-to-download type services for games (and pr0n presumably but I wouldn't be interested in that smutMackass said:
). If you get a maestro (or solo if you don't want to go overdrawn) card it'll be accepted almost anywhere else. Debit cards are nice and simple. You pay with card, money comes out account. No complications.