Credit file

BIGWEB · 4 Jul 2007 at 20:07

whats the cheapest/best way to get my credit rating/file online without paying experian £15 or something

West · 4 Jul 2007 at 20:08

Credit Expert do a freen 30 day trial dont they?

csmager · 4 Jul 2007 at 20:16

Yep, sign up. Wait for PIN letter. Log in. Get report. Phone up. Cancel.

Brum Man · 4 Jul 2007 at 20:45

Or you could pay £2 and get one delivered.

loopylou · 4 Jul 2007 at 20:52

send a cheque for £2 and they deliver it for you, look on Moneysavingexpert site, they have sample letters and addresses

cymatty · 4 Jul 2007 at 20:54

Does enquiring about your credit, go on your credit file?

schnipps · 4 Jul 2007 at 21:12

Just did it four times for me and the gf, go to Experian and Equifax, they are the big 2. Experian do 30 day trial as do Equifax, you then have 30 days to just cancel. Very easy and you can get straight in and print it off.

You dont need to wait for any pins either its straight in with username and password. Can be on within 10 mins from sign-up.

Yes you will see on the file an entry for you actually creating a viewing of it. We did 2 each for a mortgage advisor so he knew which banks to approach.

Dont bother with the £2 one it can take a while to come through.

csmager · 4 Jul 2007 at 21:15

schnipps said:
You dont need to wait for any pins either its straight in with username and password. Can be on within 10 mins from sign-up.

I just did the Credit Expert/Experian one literally two days ago - you can't sign in without waiting for a PIN to arrive in the post. I tried. Maybe they changed it since you used it?

schnipps · 4 Jul 2007 at 21:17

csmager said:
I just did the Credit Expert/Experian one literally two days ago - you can't sign in without waiting for a PIN to arrive in the post. I tried. Maybe they changed it since you used it?

I did one 1 week ago and got straight in, also for the gf aswell. Seems odd, i did get a letter confirming but no pin was needed atall.

csmager · 4 Jul 2007 at 21:19

schnipps said:
I did one 1 week ago and got straight in, also for the gf aswell. Seems odd, i did get a letter confirming but no pin was needed atall.

Maybe they just don't like me?

tom_e · 4 Jul 2007 at 21:37

They both say i dont exist :cool: