Credit report query?

slinxy · 27 Mar 2008 at 11:38

Hi

I recently got a update of my credit reports from 3 different companies and ended up confussed after looking at them. I thought bad accounts drop off the reports after 6 years of the account being settled and closed down. the one that still shows up on both reports was it was closed in may 2003, is it worth having a word with that credit card company?

Thanks

Scuzi · 27 Mar 2008 at 11:40

May 2003 was less than 5 years ago.

Rotty · 27 Mar 2008 at 11:43

Scuzi said:
May 2003 was less than 5 years ago.

Glaucus · 27 Mar 2008 at 11:44

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nin9abadga · 27 Mar 2008 at 12:07

jpmonkey69 · 27 Mar 2008 at 17:43

Slightly off topic, but do bad accounts automatically go after 6 years, or do you need to contact the lenders/credit reporting agencies to do it?

sparkymark75 · 27 Mar 2008 at 20:10

They should automatically drop-off. If they haven't, then contact the credit reference agency.

jpmonkey69 · 28 Mar 2008 at 04:24

thanks!