Cycle to work and choosing a bike

Soldato
Joined
7 Mar 2011
Posts
6,859
Location
Oldham, Lancashire
So, basically the cycle to work scheme starts tomorrow, just in time for winter. I can choose a bike up to £1000 and pay for it over 12 months at 0% finance and it comes out of my wage before tax, so overall I would pay about £680, spread out over the year. Not bad at all and after a recent health scare, I really need to get back into being active.


I haven't ridden a bike since I cycled to school at 16 but I would like to cycle to work (about 15 min walk but it would mean once I am a bit fitter I can move to a nicer, cheaper area further afield) and do some just for fun at weekends. Joining my brother would be mostly paved trails but some will be gravel, stony, grass etc but nothing too drastic.


Thing is I don't know where to start. When I last had a bike it was either a BMX or a mountain bike and neither would suit me now. I am assuming Hybrid? What are decent quality brands? Again things have moved on from Raleigh/Townsend being basically the only options.


So any suggestions/tips? Lie I said I can spend up to £100, but anything that will be a solid start for me and I am happy. And if I spend less, I can include helmet/lights in that too instead of paying for those up-front.
 
Actually placed my order yesterday. Ordered a Cannondale Quick CX3. Just waiting on HR to sort everything on there end now.
 
If after 1 year I just had to pay 7% to own the bike then it's a good deal. However if I have to pay 25 - 30 % to own the bike then it's not really worth the hassle. I'm currently emailing someone in the company to see whats what. Im looking at an ebike which is over 2k so really I want to own it after 1 year so if I do want to sell it I can. I mean I guess theres nothing stopping me anyway. Just trying to think of worst case scenarios. Maybe the company that is doing the scheme on behalf of goes bust and then assets need to be paid for or recovered. Technically my bike would be theirs to claim.

I’m paying over 1 year. But then get 4 years hire agreement for free at which point the bike is mine.
 
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