Data breach - what can happen with the following data exposed?

413x

413x

413x

Caporegime
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Had a letter from USS pension scheme I had for a short time saying my data has been "hacked" and cloned.

The data isn't something I can change. And I was wondering how much of a problem the following could Potentially cause.

This "includes" so there may be more?

Title
Full name
National insurance number
Date of birth
Retirement date.

Obviously most concerned by name NI and DoB being combined here. But not sure how bad this is
 
Uther said:
I'm assessing there's some sort of monitoring service you can sign up for. Name, DoB and NI number is basically the full whammy...
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Looks like we've been given a membership to "identity plus" from experian.

I really hope home address isn't also out!
 
Potentially could be an increased fraud risk/identity theft risk at a guess, but assuming you're not in the US the risk of financial frauld would probably be lower because if you're in another country the likes of the CRA's will look at your address for other things and should automatically spot any mis match
 
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Werewolf said:
Potentially could be an increased fraud risk/identity theft risk at a guess, but assuming you're not in the US the risk of financial frauld would probably be lower because if you're in another country the likes of the CRA's will look at your address for other things and should automatically spot any mis match
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It's a university pension fund in the UK.
I expect them to be hit with a fine soon.

They are informing people to let them know they should be more aware, ie trying to place future issues onto the person.

You could try to sue them after they get hit with a fine, as this will give you more chance to compensation.
 
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I am in the same boat, signed up to the free experian with a code. Experian said I didn't have enough credit record to authenticate my application (what do you expect of an underpaid academic)- how helpful! Then later got an email to say they had accepted I was who I claimed I was. I logged in and the "identity plus" service was a pay for add-on. I havent bothered to log on again since. Didnt seem much point.
 
It's actually a really good question. There's this big emphasis on keeping our data secure, but there's very little I've seen to suggest what you need to look out for / be more cautious about if data X, Y and Z has potentially been leaked.

I.e. to take out a loan suggests you need proof of identity, proof of address, possibly bank statements and payslips. Those should all be hard to obtain even with leaked data.
 
My Mrs uaes tk work for boots and has had snow email too. She left 2.5 years ago, so I'm not sure why they still have her data on file. There's a big push to be more aware, but it seems its big companies that are more vulnerable to loosing our data than we are.
 
RogB said:
I am in the same boat, signed up to the free experian with a code. Experian said I didn't have enough credit record to authenticate my application (what do you expect of an underpaid academic)- how helpful! Then later got an email to say they had accepted I was who I claimed I was. I logged in and the "identity plus" service was a pay for add-on. I havent bothered to log on again since. Didnt seem much point.
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You just gave away your data for free.
 
Not really anything I can do really. I have no trust that it was only that data.
I mean a pension provider has a lot of data!
I wouldn't be surprised if they lost addresses too. I'm already signed up to all the free credit reference agencies.

I hope capita get a huge fine for this.
 
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