Directline - named drivers + no claims.

Luseac · 28 Feb 2006 at 17:21

I've just got onto my mum's insurance policy as a provisional named driver, apparently whilst I do this I can earn my own no claims bonus. Hopefully i'll only be on her insurance for a maximum of 4 months. I am intending to take out my own policy with directline when I get my own car but will these 3/4 months of no claims give me any discount with them?

Luseac · 28 Feb 2006 at 17:29

Oh ok

Luseac · 28 Feb 2006 at 20:44

I think it's the named driver that's earned the no claims.

Luseac · 28 Feb 2006 at 22:04

atpbx said:
The way it works from what i understand is this.
If you are a named driver, you will earn no claims if you dont have an accident.
If your mother then insures YOUR new car when you get it with you as a named driver, not only will you CONTINUE to earn no claims discount, while benefitting from cheaper insurance, it will also attract a further 10% multi car discount while your mother continues to insure 2 cars.

No claims discount is earned after 12 months accident free motering ONLY.

As has been mentioned, only down side of this, you have a knock and it all goes nipples up.

Ok thanks.

If i buy a new car on my own policy with directline will the 3/4 months be carried over?