As long on your power plan the minimum processor state isn't 90, 95 or 100% (mine is 5%), unused cores will either be at very low frequencies or sleeping. Idling, few things running on background, my 3900x show a whole chip consumption of 30ish Watts. At 16p per kW, at idle, would take roughly 3 days to cost me 16p, without accounting for other costs.
Unless you're running on problems cooling the chip, or keeping a reasonable noise while doing it, no reason to cap the chip. Just the right adjustments required and the chip does all by itself.
Even a GPU, nowadays is quite clever with its power management.
Just make sure there isn't any app/service pushing the processor boost for no reason.