Disable the 4 digit login pin?

Your likely logging in with your Microsoft account and used hello to setup the pin, you can remove the pin login but it'll go back to needing your password.

Settings > Account > sign in options
 
So basically it’s the pin or the password?

If your logging in with Microsoft account yes, it'll show you in the account section. You'd have to delink the Microsoft account side of stuff to go back to a 'local' account which you don't need a password / pin for login.
 
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