Probably more the hdd than the CPU that's causing your high loads.
Check this first tbh. I have had cpus forever running past stock. Motherboards on the other hand...
Please remember that any mention of competitors, hinting at competitors or offering to provide details of competitors will result in an account suspension. The full rules can be found under the 'Terms and Rules' link in the bottom right corner of your screen. Just don't mention competitors in any way, shape or form and you'll be OK.
Probably more the hdd than the CPU that's causing your high loads.
More likely the mobo deteriorating than the CPU to be honest. CPU's either work or they don't, no inbetween.
My I7 920 still works at 4.2 Ghz @ 1.38v after 32 months
It even used to go up to 92 degrees on my air cooler, but I fixed that with a lovely Anter 620 H2O.
Best CPU ever!