Do multiple claims have an accumulative effect on no-claims?

Soldato
Joined
18 Mar 2010
Posts
4,188
Having driven for more than 10yrs without a single accident I had a couple of stupid incidents at the beginning of April within a few days of each other.

Firstly I clipped the security card reader at the exit of my local supermarket. It was really stupid, I was attempting enter the exit as we were advised that the entrance gate wasn't working. I got the angle wrong and bumped into the reader. I left my details with the supermarket, but I didn't hear from them for a while.

Secondly I scraped someone's car, parking in the library. I paid the lady's garage directly to avoid impacting my no claims. They have posted me a receipt, and I was £250 out of pocket.

My insurance company contacted me this week, to let me know that the supermarket have made a claim. They don't know how much it is yet. When they find out I will be given the option to pay up front again and avoid impacting my no claims.

Assuming that I do get my insurance to pay for the supermarket claim, would it be possible or worthwhile to claim for the second accident? £250 didn't seem worthwhile consuming for initially, but if I am losing my no closings anyway then maybe it would be a good idea to cousin for it now. I was wondering if multiple accidents will have an accumulative effect on the loss of no claims?
 
Insanely honest of you! :p anything to do with damaging a supermarket I don't expect many people would own up!

Not so much honesty as the fear that someone else would report it! Middle of the day with lots of witnesses. I am slightly surprised /annoyed that they are pursuing a claim though I thought that they might just take the hit (e excuse the pun), but it may be a term of their insurance.
 
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