Soldato
Managed to pay off the remainder of my mortgage this week having overpaid for the last 5 or 6 years - and HSBC have given me mixed information with regards to what happens with the deeds to the property!?!?
First they told me that they write to the land registry and then we would receive the deeds through the post in "2 to 3 weeks" - then another person said that deeds don't exist any more in their previous form but rather they are just held electronically by the land registry.
A third person then said that I needed to pay a small fee on the land registry site and I would get a "hard copy" (which presumably then needs keeping somewhere safe!?!)
Our house is relatively new (around 10yrs) and so there won't be years of changes and planning permissions so I'd imagine whatever info there is will be pretty basic??
Has anyone been in this position and can advise?
Thanks...
First they told me that they write to the land registry and then we would receive the deeds through the post in "2 to 3 weeks" - then another person said that deeds don't exist any more in their previous form but rather they are just held electronically by the land registry.
A third person then said that I needed to pay a small fee on the land registry site and I would get a "hard copy" (which presumably then needs keeping somewhere safe!?!)
Our house is relatively new (around 10yrs) and so there won't be years of changes and planning permissions so I'd imagine whatever info there is will be pretty basic??
Has anyone been in this position and can advise?
Thanks...
