DOC Cover Question

Mackass

Mackass

Mackass

Associate
Joined
22 Jan 2005
Posts
1,196
Location
West London
I'm about to renew my insurance and I have the option of adding DOC cover onto my policy for a small cost.

My question is, it says I can drive any car not owned by me and I'll be insured third party only etc. But what about the car I am driving? Say I were to drive my dads car, and on his insurance policy - his driver entitlement is stated as 'Named Driver Only'... will I not be able to drive his car unless his driver entitlement is stated as 'Open Drive' ?

i.e. am I only allowed to drive other cars, which're insured as 'Open Drive' only?
 
The reason I am asking is because when I done an insurance quote with Quinn-Direct, they asked me if I wanted an 'Named Driver Only' or 'Open Drive' policy.

Driver entitlement outlines who is insured to drive the vehicle. If you choose named driver only then only drivers named on this policy are insured to drive the vehicle. If you choose open drive then any driver who is 26 years or older with a valid Irish/UK/EU licence are insured to drive this vehicle.
Click to expand...

If I were to choose 'Named Driver Only', can other people drive my car with their DOC cover?
 
Last edited:
Ah thanks for clarifying AcidHell2, so DOC means I can drive anyones car regardless of their insurance entitlement.

Only wanted to clarify as I will sometimes need to drive my parents cars, and instead of being added onto both their insurance, I'm going to use my doc cover from my own insurance.

Also cheers Biggles, if anything minor happens I'll claim off my DOC cover, as I wont be a named driver on my dads car.
 
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