Just had this in a email:
Is it April? Surely if you have this you are basically telling your insurance that you are not confident enough to believe that you'll go through the year we out any mis-haps?
"Yeah i am worried I might lose my license due to speeding or something, so I best have this cover just incase"
I see the tiny benifit if you injure your self, but surely you are just upping you risk rating by having this cover?

Is it April? Surely if you have this you are basically telling your insurance that you are not confident enough to believe that you'll go through the year we out any mis-haps?
"Yeah i am worried I might lose my license due to speeding or something, so I best have this cover just incase"
I see the tiny benifit if you injure your self, but surely you are just upping you risk rating by having this cover?