Basically i want to cancel my gold membership and as you know its a hassle. For the past 4 weeks ive been getting emails from them asking me to put my new debit card details on. I decided not to, as thats a way i could get my membership cancelled being sneaky
Anyway got this email:
We have been unable to charge your credit card for your Xbox Live 12 mo. Gold Membership service(s) being billed to you through Microsoft Online Services. The following credit card is the current payment method on your billing account:
Credit card type: VISA
If your services have not already been suspended, they will be suspended within 4 days unless we receive updated billing information. If payment is due for other Microsoft services purchased with the above card, those services may also be suspended. To avoid an interruption of your services or to reactivate suspended service(s), please provide a valid credit card and a current expiration date.
To check pricing details, and to confirm your account information and payment options, go to: http://billing.microsoft.com
If you have already resolved this issue, please disregard this notice and accept our thanks.
Thank you for using Microsoft Online Services.
So if i dont do anything they'll cancel my gold membership for me?

Anyway got this email:
We have been unable to charge your credit card for your Xbox Live 12 mo. Gold Membership service(s) being billed to you through Microsoft Online Services. The following credit card is the current payment method on your billing account:
Credit card type: VISA
If your services have not already been suspended, they will be suspended within 4 days unless we receive updated billing information. If payment is due for other Microsoft services purchased with the above card, those services may also be suspended. To avoid an interruption of your services or to reactivate suspended service(s), please provide a valid credit card and a current expiration date.
To check pricing details, and to confirm your account information and payment options, go to: http://billing.microsoft.com
If you have already resolved this issue, please disregard this notice and accept our thanks.
Thank you for using Microsoft Online Services.
So if i dont do anything they'll cancel my gold membership for me?

checked my bank statement and somehow MS had managed to take payment for Live even though I never updated or used my new bank details. Someone else said on here excatly the same happening to them, so if you want to cancel always call them.