Equity release schemes - advice sought.

[The_Abyss]

Perhaps then you should take heed to the guidance that you're being given.

 

[Angilion]

Does her pension income potentially cover a loan? Sounds like to me that would be a far simpler way of raising a "few thousand" to update the kitchen or put a level access shower room in

No, it wouldn't. Nor could I get a loan to pay for work on her house. I'm financially stable but poor and my credit rating is abysmal. Also, I'm only financially stable because my outgoings are unusually low (for example, I spent a total of £845 last month) and that doesn't work well for borrowing.

 

[Angilion]

Perhaps then you should take heed to the guidance that you're being given.

I am. If you decide to give any guidance I'd read that too. I wouldn't place much weight on it because of the source, but I'd read it.