Facebook Marketplace query

[kitkat9933]

If I sell something via Facebook marketplace, any concerns with taking a bank transfer?

 

[MissChief]

I'd say noz as long as you can see the person making the transfer and see them logging in to their banking app via fingerprint or password

 

[kitkat9933]

I'd say noz as long as you can see the person making the transfer and see them logging in to their banking app via fingerprint or password

It would be a remote bank transfer then sent via courier.

If their name matches to their bank details when they send it? Would that be safe?

 

[Deleted User 298457]

DO NOT DO IT

/thread

 

[tom_e]

It would be a remote bank transfer then sent via courier.

If their name matches to their bank details when they send it? Would that be safe?

Absolutely not, FB/Gumtree anything like that is for face to face only.

 

[bensonchi]

I sell a lot of stuff on FB and only face to face, bank transfer is ok but I will not let go of goods until I get confirmation on my phone app.

 

[Deleted member 77746]

If their name matches to their bank details when they send it? Would that be safe?

Nope - just because the name matches the bank transfer doesn't mean it's safe.

 

[Tee Hee Johnson]

In person yes, I’d accept a bank transfer there and then.

From distance, not a chance.

 

[413x]

It would be a remote bank transfer then sent via courier.

If their name matches to their bank details when they send it? Would that be safe?

Do not do this.
Ramifications can be bad. Had this happen to myself. Never again!

Cut a long story short, the account was stolen. And I was under investigation for money laundering, they proceeded like I was complicit. I had to prove my innocence.

My entire bank account was locked. Without being told.
That meant no DDs out, no wages in. Rent mortgage etc would have bounced.

 

[Deleted member 77746]

Cut a long story short, the account was stolen. And I was under investigation for money laundering, they proceeded like I was complicit. I had to prove my innocence.

This is why a name on an account does not stop problems. If you get a transfer from somebody you don't know they still could be using a stolen card. It's safer to do cash when it comes to selling things, except this doesn't stop someone causing problems for you. The seller could pay cash but most of it may be fake, or they may do a runner with the goods. I've seen it happen.

Dodgy ground now having online accounts.

 

[413x]

This is why a name on an account does not stop problems. If you get a transfer from somebody you don't know they still could be using a stolen card. It's safer to do cash when it comes to selling things.

Dodgy ground now having online accounts.

Yes. I sure learnt my lesson!
Was always told. BT is fine. Can't be reversed etc etc.

Wrong!

 

[Diddums]

Cash. Hand. Face to face.


Or gtfo. Probably test the notes too.

 

[Deleted member 77746]

Yes. I sure learnt my lesson!
Was always told. BT is fine. Can't be reversed etc etc.

Wrong!

I've had it before myself where someone paid with a dodgy card. Luckily, I didn't spend it and the person never got the item.