finally been given the house what sort of things do i needd to do now ?

garyfl

garyfl

garyfl

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Location
west yorkshire.
applied to rent a house with a friend a while back and it sonly just come through today that its been accepted, we get the keys next friday. as its my first time renting, i have not got a clue what to do now.

theres obviously council tax, but how do i go about it

tv liscence same applies

do i just phone up any home insurance company ?

were both new to it so other than paying rent were not really clued, were absolutely fine for money though, steady flow of about £3500 a month coming in between us.


ps, sorry ive ive made typos, im a bit drunkbeen a hard day
 
very first thing you do before you move any furniture in is go round the house with a camera/camcorder if poss & take photos of the state of the house, if you see any issues, like mold, tatty paintwork, carpeting etc, raise it immediatley with the letting agency/landlord, other wise it could well come back round & bite you in the ass when you eventually move out. ;)
 
Yes definitely at least take some photos with the correct timestamp on also so you have proof of condition on the day you move in. Also double-check over the inventory listing and confirm.

After that you'll need to get in touch with water, gas and electricity companies to inform them of the date you move in and meter readings if applicable. Take a note of any available readings before you use anything, may even be a good idea to get a timestamped photo of those too. Of course finding out who the companies are that are supplying that property can be tricky but the agency or landlord should be able to help.

For council tax I just waited for something to come through as my letting agents said they'd be informing the council themselves. Sure enough soon after moving in a letter addressed to me from the council came through. If you haven't been told such a thing then you'll have to call your local council and I'm sure they'll have an option for council tax enquiries.

For home insurance, yes you can just contact any company. Mine is through my bank.
 
Don't worry about house insurance, it would only be to cover your contents so unless you have a lot of expensive things it won't be worth it. I don't know anyone that's bothered. For council tax just call up the local council, find the local water company to set up an account. Pick the best gas/electric deal you can, same for internet.

First thing to do though is go over the list of contents and damages you'll be given. Make any changes to it that you need to making sure to write down and take pics of any damages even down to worn paint, they will screw you out of your deposit if you don't do this. Also if they have anything in the inventory that isn't there remove it and get the agent or landlord to sign a copy of the modified list and date it.
 
With regards to utilities and council tax, the landlord (or agency) will need to make it clear which of these are included in the rent and which aren't. Last place I rented, they included the water rates but we had to pay the rest.

And what's the iMac response?
 
Phone up sky and get your tv installed, maybe take out their broadband and calls package too. As for all that other stuff who cares? You have tv and internet, close the blinds and pretend nobodys home.
 
Why wouldn't you both just ask your respective parents about these matters?

My prediction -> You're going to miss bill payments, damage the house and in 6 months time post a thread along the lines of "Agency won't give the deposit back, what can I do?".
 
Darg said:
Don't worry about house insurance, it would only be to cover your contents so unless you have a lot of expensive things it won't be worth it. I don't know anyone that's bothered.
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Wow that's poor advice! You are a mug not to have contents insurance nowadays. For the sake of £15 a month all your personal belongings are covered. You don't know what the area is like where they are moving to and even if it is a nice area often criminals come from dodgy areas to pray on decent areas. You would be very surprised at how much your stuff is worth if you total it up. Do you want to lose that? And no I don't work for an insurance company but I have seen the "oh we don't need that" crew extremely upset when they are thousands out of pocket along with the rest of the unPleasantness of being burgled, fire or unexpected flooding etc.
 
Photograph meter readings,& with the date don't just write them down.

Definitely get contents insurance,go through every room in the house and make an inventory, including pc, laptop ipod, etc, it will soon add up, you will be surprised.
 
Contents Insurance has always been one of the first things I've done, inc. accidental dammage, items taken outside of building, bikes watches etc. Fridge/freezer contents as you're just as likely to have a serious power cut as you are getting burgled (depending on how dodgy the area is).
It's far better value for money than my car insurance has ever been.

If you haven't done so already, set up a joint account for all the bills with direct debits from each of your banks with a set amount each month. DO THIS NOW. You think you know a mate, until it comes to money.....
 
Skyline said:
Wow that's poor advice! You are a mug not to have contents insurance nowadays. For the sake of £15 a month all your personal belongings are covered. You don't know what the area is like where they are moving to and even if it is a nice area often criminals come from dodgy areas to pray on decent areas. You would be very surprised at how much your stuff is worth if you total it up. Do you want to lose that? And no I don't work for an insurance company but I have seen the "oh we don't need that" crew extremely upset when they are thousands out of pocket along with the rest of the unPleasantness of being burgled, fire or unexpected flooding etc.
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I second that! The average person on this forum must own quite a bit of tech too, only a moron does not cover contents in their house!!
 
Skyline said:
Wow that's poor advice! You are a mug not to have contents insurance nowadays. For the sake of £15 a month all your personal belongings are covered. You don't know what the area is like where they are moving to and even if it is a nice area often criminals come from dodgy areas to pray on decent areas. You would be very surprised at how much your stuff is worth if you total it up. Do you want to lose that? And no I don't work for an insurance company but I have seen the "oh we don't need that" crew extremely upset when they are thousands out of pocket along with the rest of the unPleasantness of being burgled, fire or unexpected flooding etc.
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I've been uninsured for over 10 years, without incident (touch wood). That's £1,800 I've saved rather than paying £15/month "just in case".
 
VoG said:
very first thing you do before you move any furniture in is go round the house with a camera/camcorder if poss & take photos of the state of the house, if you see any issues, like mold, tatty paintwork, carpeting etc, raise it immediatley with the letting agency/landlord, other wise it could well come back round & bite you in the ass when you eventually move out. ;)
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not just that but for your deposit/bond. they will usually find a way to try to get out of returning you any cash.
 
darael said:
I've been uninsured for over 10 years, without incident (touch wood). That's £1,800 I've saved rather than paying £15/month "just in case".
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Say you have a fire which destroys the house.

Bet you'll be glad you saved your £1800 eh?
 
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