Finance not available as a payment anymore?
- Thread starter Veaum
- Start date
Best try the Customer Service subforum. Near the top of the forum home page.
Also last I checked the interest was pretty severe. Friendly advice - could you not use something more favourable? Plenty of credit cards have lower/zero interest.
Also last I checked the interest was pretty severe. Friendly advice - could you not use something more favourable? Plenty of credit cards have lower/zero interest.
Thanks, I posted in that earlier today but got no answer so thought next best option was contacting the community as a whole.
The interest I was looking at was only around £300 extra i'd need to pay and I would be paying for the computer over 3 years at very low monthly prices so I don't think it was too bad.
If I'm honest if was more of a get the computer ASAP option. If it's unavailable I might just spend the next few months saving to get it since it's probably more hassle than it's worth.
The interest I was looking at was only around £300 extra i'd need to pay and I would be paying for the computer over 3 years at very low monthly prices so I don't think it was too bad.
If I'm honest if was more of a get the computer ASAP option. If it's unavailable I might just spend the next few months saving to get it since it's probably more hassle than it's worth.
"Only" £300 extra?? That sounds crazy. What was the interest rate?
Get the Post Office credit card and pay it off over 27 months with 0% interest.
http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards#postoffice
However considering you deem £300 interest spent on a PC reasonable I might suggest that credit is not the best option for you.
http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards#postoffice
However considering you deem £300 interest spent on a PC reasonable I might suggest that credit is not the best option for you.
Honestly I can't really remember, I'm on my phone the now so I don't have the bookmarked pages etc. I'd say the computer was around 1400 and I'd be paying like 1730. Which is a lot but at like around £45 a month (roughly, don't quote me on this hahah) I'm not really going to notice the money coming out (it was paying over 3 years).
I don't know if that's the exact numbers but it was something like that but like I said I could be way off.
The only reason I was going for finance is I've always been a laptop gaming person, laptops busted so decided to switch to desktop atleast. Need the desktop pretty quickly and I have holidays to pay for etc. But I think just waiting till the holidays have been till I purchase one is probably the best
I don't find it reasonable. I just wasn't being too picky about a couple extra hundred, I normally wouldn't go anywhere near that kinda interest but with all my money going to my holidays with my boyfriend the next couple months it seemed like the only option (at the time)
Yeah i noticed that but then whenever I selected the method it would change back to card, so I try change it through account settings and it's not there. Weird, but oh well.
EDIT: multi quote Isn't working on my iPhone right now, going to try edit all of them into one message just now
better to save if you won't notice £45 a month.Tbh I would recommend going for the interest free option over 12 months and just dump 120 quid per month into your savings account and pay the lot off before the 12 months is up (or else face the horrendous interest incurred by the long term payments).
Soldato
- Joined
- 30 Jun 2009
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- Surrey, England
Gotta agree with the rest of the interest free lot on here.
Most of the credit card companies have them, I've used Tesco and currently Sainsburys, when Sainsbury's run's out ill probably go back to Tesco.
Most of the credit card companies have them, I've used Tesco and currently Sainsburys, when Sainsbury's run's out ill probably go back to Tesco.
Deleted member 66701
Deleted member 66701
Jeez - the chap only asked where the option was and now people are all getting judgemental and offering financial advice.
Here we go again with the 'if you have to finance it you can't afford it crap. If the OP wants to spread the payments over 3 years to make it more affordable and can afford to pay £45 a month without worrying, then where's the problem? sure, he'll pay interest but he knows that. Sometimes it is easier to pay £45 a month rather that a couple of grand in one shot, it's less of a hit, it doesn't mean he can't afford it!
We're all enthusiasts here. Money comes after shiny new parts!
You've been a member how long? This should not be a surprise.
