Finance on Overclockers UK

[Christopher McClure]

Hi there,

if this is the wrong forum please let me know.

I am planning to get a 3060 ti through finance, buy now pay 12 months later. I will be able to pay the card off between 3 to 4 months at the latest.

I am upgrading my system so I can have a better experience and for it to last a few years at least for work and studying.

It is well within my budget to pay it off with my new job and monthly expenses.
Was just wondering on what people's experience has been with the finance option and how easy/hard it was to get approved.

Thanks in advance

 

[Christopher McClure]

As easy or difficult as getting a new credit card with 0% interest for 12 months?

It does the same checks on your credit score either way. The credit card is a much better option as you can pay it off sooner than you want, or as little as you want for 12 months. Rather than a fixed amount. Which you can do via DD if you choose you.

Ill have a look at credit cards, i have a couple hard searches on my credit as vodafone messed up a phone order 3 times so had 3 hard searches which is annoying. Is there any credit cards you recommend? I currently have an account with hsbc and nationwide, had a look at the one with hsbc.

 

[Christopher McClure]

Oh no Ray, you've gone and triggered them...

Serious answer for the OP - go to MoneySavingExpert and do the eligibility check there, they'll soft search you and tell you what chances you have of being accepted.

Oh yeah I completely forgot they done that. Ill give that a go tomorrow. Thank you

 

[Christopher McClure]

let them be mad, I know what I mean, just a check whether you pass. Whatever the standard.

Ive missed something havent i

Thank you. Really apprecuate the help