Finance options?

Mp4

Mp4

Soldato
Joined
21 Apr 2006
Posts
8,460
Location
Eastbourne
Hi all,

Well my Corsa 1.2 2003 - Sxi has given up after 9 years of myself owning it,
and just is not cost effective to fix it any more. And times have changed since.

I'm after a car on finance, or no idea if I can get a used car on finance maybe?



1) I now have a daughter to cart around so after something family orientated.
2) 5 door
3) Fairly good mpg that is better than my old Corsa :D
4) Will do doing motorway runs (but nothing huge 5 hour trips) about 4-5 times a year.
5) Mileage I do around 5,000 a year or less.
6) I am used to Petrol and if I moved to diesel I know I will be stupid and fill it wrongly.
7) I like gadgets! (satnav,parking sensors, radio,ipod connection)
8) Ideally no car tax

I have been advised to look at Honda (Jazz), Kia (Ceed) Skoda (Octavia) and my in-laws have Nissan Quashqui which i really like.

Other than that ive not a clue! :D
 
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Shall see what i can find for skoda not sure what year reg to get
I was thinking of getting a 4% loan via Sainsburys and then just paying back with intrest ofc. I know a few are doing 0% but no idea for how long.
 
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Cheers guys :) I'm going to see what I can do but at moment it will be finance via a dealer. I will look at loans too. But already have a loan to pay 3k left :(
 
Vauxhall are doing 0% on a Mocha.

Will be looking at Honda,skoda,Kia,ford and seat - manly Leon
 
I tend to be keeping it like I did with the corsa, 10years + :)

I do like the Honda Civic but not sure what model??

Probably aim for a 2013/14 edition depending on monthly payments.

If i can but will take each out for a test drive any car will be a huge step up

Might add Toyota Corolla 2014 to my list too.
 
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Today..............

been looking at Auto Trader and

Honda Civic 1.6i-DTEC SR 5dr - £14000.

Hmm think I will have to budget quite badly to get anything near £15k so possible Honda out of the question.

And added (8) No Car tax if possible or less than £100
 
Why is a £100 tax bill important when you're spending 15 grand? :confused:

It's not that important £1450 over 10 years with my old corsa but still £145 I could use towards other items for the household. And since cars (some) require no tax seems silly not to go this route and save some £££.

Looking up to £15k, but want lower ofc just saying that seems to be the starting rate for Civics.

Ford Focus 1.0 Ecoboost? Ticks all your boxes and IIRC is about £20 per year to tax. Can get one for a lot less than £14000.

Ford Focus 1.6 TDCI 115ps Zetec 5Dr - £12,309
 
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Well coming from the 2003 corsa to this It felt really nice and A to B car and able to go on motorway if needed and it was quiet at 70mph and at one point up a hill I though I had stalled it as I didn't hear the engine. But overall impressed
£1500 taken off
£500 for my old corsa (which doesn't even start)
£199 per month
£30 road tax!
 
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Yeah 10k :) but will notice it per month ;) haha

VERY happy they are taking the Corsa tbh, the head gasket or worse had happen as the engine is very high pressure pushing out water via the bottle. & Battery is dead.

Was expecting £100 for it for banger racing at the end of the day!

& they are picking it up too!

Its the 7 year warrenty
3 years service (door to door pick-up)

and generally a nice car to drive
 
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