I bought my first macbook using Apple finance (MBNA) and from what i remember it took a while to set up but was easy enough. But honestly if you don't have the cash to buy one i would use or get a credit card (0% if possible) as they're a lot easier to manage eg. pay off faster and generally cheaper.
I agree if you can't save up for the cost of it then get a personal loan/credit card rather than buying on finance its 36 months on about 15% APR which makes the computer very expensive.
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