Finance

Tommyzz · 30 Sep 2011 at 22:10

I was looking at buying my computer on the Hitachi Capital finance option - Buy Now Pay in 6 Months.

First it goes on to say "If by the Deferred First Payment Date, you have paid to Hitachi Capital (UK) the amount of credit in full, you will not have to pay any interest but you will have to pay and administration fee of £29". Does this mean that if I pay them say £200 a month and pay it off before the 6 month differed payment I will not enter into a 36 month contract and only have to pay the £29 administration fee?

Also the credit agreement, can you sign it electronically? I would rather do that than spending a lot of time signing and posting contracts.

Cheers

Surveyor · 30 Sep 2011 at 22:20

If you pay it off before the 6 months you pay no interest, just the admin. fee.

I think I've seen where people have returned the documentation electronically.

If you buy on finance then the last I heard you can't buy any items on special offer. So no Today Only, This Week Only etc. items.

Tommyzz · 1 Oct 2011 at 00:38

Surveyor said:
If you pay it off before the 6 months you pay no interest, just the admin. fee.

I think I've seen where people have returned the documentation electronically.

If you buy on finance then the last I heard you can't buy any items on special offer. So no Today Only, This Week Only etc. items.

Thank you for the reply, guess I will start the process tomorrow

.

Cheers

hammerjack · 14 Oct 2011 at 18:25

Surveyor said:
If you pay it off before the 6 months you pay no interest, just the admin. fee.

I think I've seen where people have returned the documentation electronically.

If you buy on finance then the last I heard you can't buy any items on special offer. So no Today Only, This Week Only etc. items.

if i pay it off before 6 mnts,can i apply for another deal?

Surveyor · 14 Oct 2011 at 18:37

hammerjack said:
if i pay it off before 6 mnts,can i apply for another deal?

I don't see why not.

You could always try posting in Pre-Sales Enquiries and see if you can get an answer from OcUK.

Or contact Hitatchi Capital here.

Tackle_Berry · 14 Oct 2011 at 18:49

You can print of the bit you need to sign, sign it and set it by post to the freepost address they give you. Also when I done this last week they sent me a email to contact them and it turned out i had to send a copy of my payslip to them, but they let me just scan it and email it. It took around 3 or 4 days before they gace ocuk the go ahead.