I got a M&S credit card a few months back with a 0% introductory rate for 10 months. Only problem was it took about 6 weeks from application to actually getting the card so I can't be confident when these 10 months are up. There's nothing on my statement nor online that I could find that says this. I guess I have to ring up, will they be able to tell me though? I don't want to be on hold for 20 minutes then be put through a hard sell for some crap insurance only to find out they won't tell me.
