First car help

Massive Attack · 18 Aug 2006 at 23:30

hi guys,

im looking at getting a saxo vtr or 106 quiksilver for my first car and just wanted your opinions on what i should get/which is the best of the 2 and which is the faster of the 2

cheers

Berger · 18 Aug 2006 at 23:44

Have you got a driving license yet?

Age/Gender (guessing male)/location/what you going to use the car for would be helpful.

Massive Attack · 18 Aug 2006 at 23:47

ok sorry forgot to include that stuff , i dont have a license yet im 17/m/going to work mainly

agw_01 · 18 Aug 2006 at 23:49

Depending on where you'll live, you'll probably have a hard time insuring a Saxo VTR or 106 Quicksilver.

Have you ran any quotes for either of those cars?

The Quicksilver is a 1.4 IIRC, the VTR a 1.6.

johnny6 · 18 Aug 2006 at 23:49

Aren't both of those cars silly expensive to insure at the age of 17 and with 0 driving experience?

Massive Attack · 18 Aug 2006 at 23:52

well i ran a quote online, moneysupermarket think it was for a 1.1 106 just to see what it was and it turned out to be £1100 so i changed it to a quiksilver which was £1500 and the vtr was also £1500 dunno if these are bad quotes u tell me

oh yeah the area is outskirts of bath , radstock, south west england

DaveyD · 18 Aug 2006 at 23:52

johnny6 said:
Aren't both of those cars silly expensive to insure at the age of 17 and with 0 driving experience?

Will depend on the area really, as some people seem to be able to get insured no problem, but for my area at 17, it would have cost £3-4,000 to get insured. So checking what insurance is going to be like and if you can afford it is the big thing, as it could well be more than the car is worth. Adding parents onto your policy as named drivers and doing pass plus both can help drop the cost a little though.

Massive Attack said:
well i ran a quote online, moneysupermarket think it was for a 1.1 106 just to see what it was and it turned out to be £1100 so i changed it to a quiksilver which was £1500 and the vtr was also £1500 dunno if these are bad quotes u tell me

They're pretty reasonably in my opinion, try adding what I said above with parents/pass plus, see if that'll help drop the quotes a little.

agw_01 · 18 Aug 2006 at 23:54

Massive Attack said:
well i ran a quote online, moneysupermarket think it was for a 1.1 106 just to see what it was and it turned out to be £1100 so i changed it to a quiksilver which was £1500 and the vtr was also £1500 dunno if these are bad quotes u tell me

They're not bad quotes, but tbh if you post a thread asking which is the fastest... and it involves a VTR, you will end up backwards through a hedge

johnny6 · 18 Aug 2006 at 23:55

Was that fully comp? What sort of voluntary excess was it based on?

Massive Attack · 18 Aug 2006 at 23:56

agw_01 said:
They're not bad quotes, but tbh if you post a thread asking which is the fastest... and it involves a VTR, you will end up backwards through a hedge

ok bit of a silly question, that was third party fire and theft btw and an excess of £135

DaveyD · 18 Aug 2006 at 23:57

Massive Attack said:
ok bit of a silly question, that was third party fire and thefr btw

Basically, if you hit anybody, the insurance will only cover the cost of the other car(s), not your own, and will also cover fire, and theft.Fully comp will cover you including the other parties.

Massive Attack · 18 Aug 2006 at 23:58

DaveyD said:
Basically, if you hit anybody, the insurance will only cover the cost of the other car(s), not your own, and fully comp will cover you including the other parties.

yeah i know but fully comp is just a rip off and i cant afford that at the moment

DaveyD · 18 Aug 2006 at 23:59

Massive Attack said:
yeah i know but fully comp is just a rip off and i cant afford that at the moment

If you're happy to accept that if you do have an accident you'd have to pay for any repairs / replacement parts / etc for your car yourself, then third party is fine to have, just fully comp gives you more piece of mind.

agw_01 · 19 Aug 2006 at 00:00

Massive Attack said:
ok bit of a silly question, that was third party fire and theft btw and an excess of £135

Wasn't having a go or anything. It's just... 17 year old + Saxo VTR = not a good mix really.

And yeah, that's a good quote. I'm paying £1500 for my Rover 220. And I'm sure a lot more young people have crashed Saxo VTR's than Rover 220's.

johnny6 · 19 Aug 2006 at 00:01

Quite a lot of insurers will only cover the theft part of the insurance once you've proved it has a cat 1 alarm fitted.

Massive Attack · 19 Aug 2006 at 00:02

just done fully comp and for a 106 quiksilver its £2k

DaveyD · 19 Aug 2006 at 00:02

Massive Attack said:
just done fully comp and for a 106 quiksilver its £2k

Added parents / pass plus to that too?

robmiller · 19 Aug 2006 at 00:03

Considering you're pretty highly likely to have an accident in the first couple of years of driving, are you sure you want to have to fork out for any repairs yourself?

Massive Attack · 19 Aug 2006 at 00:04

DaveyD said:
Added parents / pass plus to that too?

not yet going to do a proper one tommorow when im more awake

agw_01 · 19 Aug 2006 at 00:04

robmiller said:
Considering you're pretty highly likely to have an accident in the first couple of years of driving, are you sure you want to have to fork out for any repairs yourself?

That's why it's very wise to not get such an expensive car as a first car.

I find a £500 rust bucket (or not... as I found out) car can suffice for the first few years of driving.

My £500 Rover 214

/cries