Flooded car

Concrete

Concrete

Concrete

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Joined
8 Jan 2007
Posts
2,003
Location
Barcelona
Unfortunately we received some epic rainfall on Friday and my car was in one of about 5 car park spots that got flooded by a couple of feet of rain water. The carpark is on a hill with close to 100 spots and I with a drainage ditch at the bottom that was overwhelmed. Although only 5 cars in that car park were impacted I know a lot of others in the area were also submerged.

Just really bad luck, I didn't even think to check until yesterday, opened the door and water just poured out. Spent about 5 hours yesterday bailing the remaining water out, disconnected the modules under the seats and it still runs. I think the water got about a foot above the sills for a prolonged period, the carpets are absolutely soaked. Shoved 13 de-humidifiers in there to try and get the carpets as dry as possible.

I haven't contacted the insurance yet, since it still drives and its only worth 5k (2012 Skoda Yeti). Am I fighting a lost cause and should just get them to send someone out to look at it?
 
Getting nowhere with the insurance as expected. Haven't even got to the point where they have taken the claim details.

It was pointed nose down at an angle where the water nearly went over the front wheel completely and then was over the sill for the driver and passenger side. So a fair amount of the engine was under water, oil is clear still, took a LOT of effort to get reverse to get it out but now the clutch seems fine again.

The seats are dry, its just the carpet that is absolutely saturated, Cant keep the windows open to get the moisture out as it keeps raining (just my luck).
 
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Well went through the details of my policy (should have done first really). Flooding isn't covered.. guess I'm just going to have to try and dry it out somehow, all the wiring looms under the carpet are soaked though :(

Explains why the insurance company didn't get back to me at least.
 
Yeah got pictures of the car, don't really want to upload them until the insurance have told me to get stuffed though, will do afterwards for your enjoyment :D

I don't have accessible parking atm although I have a meaty dehumidifier, thinking about just leaving it at work and putting up with the arsey facilities mails about not leaving cars overnight..
 
Insurance company confirmed via email that they won't cover any damage caused by flooding.

Despite trying to air it out, it's still super damp inside. Guess I just drive it until it or my lungs die! Would a valet company touch it?
 
Driven it around a bit to see what works and mechanically it all seems fine, just smells like a sewer :(

Yeah I was really surprised, I thought they would just have it as a clause to not pay-out if people did stupid things like driving through rivers, but nope they aren't going to lift a finger. I assume since I couldn't make a claim my no claims bonus isn't affected?
 
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