MuvverRussia said:
Been looking at these, £4k or so gets me an 01 1.8 Zetec. Any good though? Also what are the problem areas?
Other cars i'm considering are toledos/leons/octavias.
Any other suggestions for cars that I can insure for under £2k (got £6k for car and insurance now)?
Focus is pretty much the best bet for your sort of budget. IIRC the 1.6 is group 5e to insure , with the 1.8 being not much higher. Try and find either a Zetec or an LX with the Climate Pack installed, this gives you goodies like a heated windscreen (once you've had one you'll wonder why every car doesn't have one as standard). It's getting to the point where you can be picky at that sort of price, so have a look at a few.
Common things to look out for:
Suspension bushes tend to go at around 70k miles or 5 years, if it feels a bit crashy at the back when you test drive it this is probably the problem. Not too expensive to fix
Rear wheel bearings - again, a tendency to go at around 70k miles. A speed sensitive humming sound from the rear is the giveaway.
Passenger footbath - a soggy passenger carpet means that the pollen filter at the base of the windscreen hasn't been sealed properly after a service - doesn't cost much to put right but it seems to happen every time it gets touched - It's a really bad design.
Exhaust - check that it's not blowing anywhere, as i've seen a few that have failed around the flex-joint just behind the cats. This is a £300 hit to replace.
Engines - fairly bomproof, although they will start drinking oil if you don't keep an eye on them after 60k miles. Cambelt doesn't need doing until 100,000 miles OR 10 years (if you take your grenaded engine back to ford after 6 years moaning that it's only done 60k dont expect sympathy

)