Last december i saw a property that i liked a lot. So i decided to offer the asking price which of course was accepted. Due to problems with the vendor not having certain documents, the whole process was delayed as she had to get copies of the originals from other sources.
So, 2 weeks back (4 months after the offer was accepted), it was agreed with my solicitor that i would pay all the money (deposit/solictor fees = £16k+) in one go, via debit card. And i would pay this via debit card, last Friday. So last Friday i did just that. Then i got a call saying that my transaction had been declined, but as the office was now closing, we would have to wait until after the bank holiday to sort it out.
So, today i phoned up my bank to tell them what had happened and they said, "try again, it work now." I authorised my solicitor to try again and it failed. This went on another 3 times.
Anyway, eventually i got through to a more informed HSBC operative and she told me that the max i could transfer was £9k. So, finally, i told my solicitor to try again, but this time, only transfer £9k and transfer the rest nearer completion.
So, finally we are on to the next step of the process.
Its so frustrating cuz i've had to wait since december. And now that all enquires/searches have been completed to a satisfactory level and have the money in my account, it took a major battle to successfully transfer the money to my solicitor's account.
Oh and after 4.5 months, i still havent got the keys to the property... Im aiming for a may 10th completion date, so lets see if this happens.
So, 2 weeks back (4 months after the offer was accepted), it was agreed with my solicitor that i would pay all the money (deposit/solictor fees = £16k+) in one go, via debit card. And i would pay this via debit card, last Friday. So last Friday i did just that. Then i got a call saying that my transaction had been declined, but as the office was now closing, we would have to wait until after the bank holiday to sort it out.
So, today i phoned up my bank to tell them what had happened and they said, "try again, it work now." I authorised my solicitor to try again and it failed. This went on another 3 times.
Anyway, eventually i got through to a more informed HSBC operative and she told me that the max i could transfer was £9k. So, finally, i told my solicitor to try again, but this time, only transfer £9k and transfer the rest nearer completion.
So, finally we are on to the next step of the process.
Its so frustrating cuz i've had to wait since december. And now that all enquires/searches have been completed to a satisfactory level and have the money in my account, it took a major battle to successfully transfer the money to my solicitor's account.
Oh and after 4.5 months, i still havent got the keys to the property... Im aiming for a may 10th completion date, so lets see if this happens.
