Has anyone used car hire excess insurance?

Ricochet J · 17 Feb 2022 at 15:59

I'm hiring a car for 14 days in Turkey and the excess is £1500 if I return the car damaged.

I can pay £6 per day of hire to eliminate that excess meaning I pay £6 * 14 days = £84 for peace of mind. This cover is provided by AXA Insurance who we all know and trust.

However for £40 I can buy the same product from a third party called https://www.icarhireinsurance.com/ who I've never heard of before.

Has anyone used a third party cover for excess insurance? What were your thoughts?

Thanks

Janesy B · 17 Feb 2022 at 16:04

I've used https://www.carhireexcess.co.uk/ in the past - paid out without issue when I got some car park damage.

Ricochet J · 17 Feb 2022 at 16:08

Janesy B said:
I've used https://www.carhireexcess.co.uk/ in the past - paid out without issue when I got some car park damage.

Was it in this country or abroad? I have an irrational fear things become more complex as soon as you prang a car abroad. I'm hiring my car in Turkey, purchased via a car hire price comparison website.

DB_SamX · 17 Feb 2022 at 18:23

Janesy B said:
I've used https://www.carhireexcess.co.uk/ in the past - paid out without issue when I got some car park damage.

I've used these guys too but not had to claim.

But generally yes, always bought third party excess insurance prior to any holiday car rental. It always worka out cheaper than buying from the rental company.

Maccy · 17 Feb 2022 at 18:52

I've booked with these guys a few times, although never had to use them - https://insurance4carhire.com/

Semple · 17 Feb 2022 at 19:16

Ricochet J said:
However for £40 I can buy the same product from a third party called https://www.icarhireinsurance.com/ who I've never heard of before.

Has anyone used a third party cover for excess insurance? What were your thoughts?

Thanks

I've used these before but not needed to claim. Although a friend who'd recommended them did claim, but this was in the UK. See if trust pilot etc has any reviews about cover abroad.

Janesy B · 17 Feb 2022 at 20:01

Ricochet J said:
Was it in this country or abroad? I have an irrational fear things become more complex as soon as you prang a car abroad. I'm hiring my car in Turkey, purchased via a car hire price comparison website.

Portugal, Portuguese company as well you just tell them before you get invoiced and they'll refund you.

nrh1703 · 17 Feb 2022 at 23:41

Maccy said:
I've booked with these guys a few times, although never had to use them - https://insurance4carhire.com/

Used these a lot and had a couple of claims dealt with very easily and quickly. Used to have decent % on topcashback too.

mjt · 18 Feb 2022 at 00:24

Ricochet J said:
I'm hiring a car for 14 days in Turkey and the excess is £1500 if I return the car damaged.

I can pay £6 per day of hire to eliminate that excess meaning I pay £6 * 14 days = £84 for peace of mind. This cover is provided by AXA Insurance who we all know and trust.

However for £40 I can buy the same product from a third party called https://www.icarhireinsurance.com/ who I've never heard of before.

Has anyone used a third party cover for excess insurance? What were your thoughts?

Thanks

I've always used this outfit when renting cars worldwide (back when we could travel).
Zurich was the underwriter so I wouldn't expect any issues if needing to claim, but I never had to.
Got massive discounts through quidco.

Tom_ed1987 · 18 Feb 2022 at 06:28

Maccy said:
I've booked with these guys a few times, although never had to use them - https://insurance4carhire.com/

I've used & claimed with them for kerb damage to an Avis hire car in Portugal - no issues with the claim going through.