Help!!

digitalwolf · 26 Apr 2006 at 00:08

I've been to have a look at a 3dr Fiesta 1.25 MK4 Zetec today (it's in the paper). Its in pretty good nick, drives nice, and has A/C. It's done 70,000 miles and has FSH, but rust has kicked in. There was rust in the door sill where the door hinges are.

Is this ok?

Insurance is still a joke btw, lowest so far £1550 TPFT PP which is acceptable. Would like it to be FC but i'm not paying £2000.

James_N · 26 Apr 2006 at 00:10

how much is it up for?

and why is insurance so insane for you? have you shopped around?

If theres rust appearing, i wouldnt be too keen. Theres plenty more MK4 fiesta's out there to chose from

Phantom · 26 Apr 2006 at 00:10

what reg is it? how much is it and how long would you like to keep it for?

digitalwolf · 26 Apr 2006 at 00:13

I'd keep it for a year, then get a Zetec S when i've got 1NCB.

Well thats the plan.

It's up for £1500, 99 T Reg............bargain I thought until I saw the rust (considering it's got A/C).

Rust was exactly like this in the pic, just starting by the speaker, and going up to hinges.http://pictures.autotrader.co.uk/ATD_web/servlet/media?id=299939226

digitalwolf · 26 Apr 2006 at 00:43

Am I over reacting? My cousins 1998 KA has rust on the sills. Is it standard for a 7 year old ford to have rust?

Enfield · 26 Apr 2006 at 00:55

digitalwolf said:
Am I over reacting?

I think you are yes. That looks like minor surface rust or just dirt.

digitalwolf · 26 Apr 2006 at 00:57

Enfield said:
I think you are yes. That looks like minor surface rust or just dirt.

My mate said offer him £1300 as it has no cd player.

Looking around £1300-£1500 to spend really. I think the front of these looks better than the Mk5.

Why is insurance quite high on these compared to saxo's and 106's?

fonzee · 26 Apr 2006 at 01:03

digitalwolf said:
Am I over reacting? My cousins 1998 KA has rust on the sills. Is it standard for a 7 year old ford to have rust?

yes... its common on fiestas... if its not too bad go4it! SUPERB cars... just kill the rust off asap and treat it...

im guessing this is your first car?

oh and btw try barclays car insurance... got me mk4 1.25 fez insured for 980 or sumting TPFT... (17, 0ncb) if you wanted fully comp try virgin... they wanted 1300 or sumtin...

however fully comp on a car like this aint really worth it...

hope this helps

fonzee · 26 Apr 2006 at 01:04

digitalwolf said:
Why is insurance quite high on these compared to saxo's and 106's?

they are not! shop around... all me mates got 106s and saxos... and my insurance was the cheapest... plus i got the double the valves and 15bhp more aprox

digitalwolf · 26 Apr 2006 at 01:06

Lowest quote I have got so far is 1500 TPFT on pass plus. That was with Quinn btw.

fonzee · 26 Apr 2006 at 01:08

digitalwolf said:
Lowest quote I have got so far is 1500 TPFT on pass plus. That was with Quinn btw.

yeh i got bout the same wit quinn... oh and one more thing, i didnt have pass plus...

again, try virgin and barclays... by far the cheapest for that car

Phantom · 26 Apr 2006 at 01:20

for a first car thats not bad and i wouldnt worry about the rust either but try to get the seller to give it for as less as possible. you want the best deal. the best way to do this is make a note to point out the bad points that you see i.e. no cd player, rust, dents etc.

i personally found elephant.co.uk were cheap for young drivers (this was a few years ago though). no harm in checking... also, dont forgot to give norwich union a call and ask them to "quote you happy". if theyre not the cheapest they will certainly beat anyone else as thats their policy. good luck!

wijcc · 26 Apr 2006 at 02:32

how do you deal with the rust?

jpmonkey69 · 26 Apr 2006 at 11:17

metal bristled brush/sandpaper and hammerite

fonzee · 26 Apr 2006 at 12:43

jpmonkey69 said:
metal bristled brush/sandpaper and hammerite

yup get all rust off so your down to some fresh metal, then treat it with KURUST... great stuff... thisll make sure it wont appear again. make sure its ALL covered. then you can either apply some hamerite like so or touch it up with the colour of your car.

edit: hows the quotes like now? you should be able to get lower than 1500 easy on TPFT

Phantom · 26 Apr 2006 at 14:01

depends on where the rust is and how much damage its caused. if its eaten though metal it will need cutting out then a piece either replaced or filled with filler before being primed and painted. normally people catch it in the but and its only surface damage in which case a wire brush to get rid of the rust and flaking paint then treat and paint accordingly. sorted!

digitalwolf · 26 Apr 2006 at 16:11

Latest So Far :- Quinn-Direct £1534
Tesco £1750
Elephant £2003
Admiral £2350

All TPFT, PP used where applicable.

Scuzi · 26 Apr 2006 at 16:14

Try www.4youngdrivers.co.uk for an insurance quote. Once you do an online quote, give them a call and they will give you a better deal. I got £800 off my internet quote with them on the phone.

Worth a look

Bes · 26 Apr 2006 at 16:15

digitalwolf said:
Latest So Far :- Quinn-Direct £1534
Tesco £1750
Elephant £2003
Admiral £2350

All TPFT, PP used where applicable.

Good God man that sounds expensive!

Try Virgin, Bell, Direct Line, and Norwich Union

DanTheMan · 26 Apr 2006 at 16:19

I've always found the cheapest quotes I've got are from Quinn-Direct no matter what I've tried.

Edit - Wish I payed more attention

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