Home insurance claim for my tv

[Crizzy]

I put a claim in with my insurance provider after I accidentally broke my tv. My TV is over 5 years old and when i bought it was around £900, (Samsung 51inc plasma 3d smart tv).

It looks like from the latest update they are considering issuing me with a pc world/Currys voucher for £650. Would you consider this reasonable? I will lose my investment in 3d blu rays and glasses though as it won't be enough for a 3d tv, they are rare beats these days!

Cheers all

 

[Crizzy]

We will at Our option – replace with the nearest current equivalent – any necessary repair – pay in cash Our replacement cost for loss or damage

I think it's difficult to work out what the current equivalent will be seeing as 3d is not really around these days. In every other respect I'm sure I can get an equivalent quality TV for the amount suggested, although I will really miss the plasma panel, the deep blacks are great for films. I'm not too bothered about 4k as I don't have any 4k content, although I do think HDR looks great.

 

[Crizzy]

You could argue that that budget won't get you something with the equivalent features, it's probably worth trying. That said, I'm not sure I'd have ever called 3D Blu-ray an "investment".

Well it's not an investment in terms of retaining or gaining value, but I do have a fair few 3d films and 6 sets of glasses. I don't need 3d but I will miss it a bit, only upside is that the production of 3d blu rays will stop meaning I won't miss anything new.