How do you get your car insurance>

Soldato
Joined
17 Jun 2012
Posts
11,259
I've seen very different quotes from various websites, from £600 to £2000 and I'm sure if I tried every site there is I could get an even better deal, so do you just go to one site or look at everything that's available?
 
Soldato
Joined
13 Mar 2007
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13,442
Location
South Yorkshire
Deal with my broker direct (Chris Knott) at renewal I'll have a look on the price comparison sites to see if they are being cheeky or not, usually they are within £15 of the cheapest quote I'll find elsewhere.
 
Soldato
Joined
19 Oct 2010
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2,639
Location
North Staffs
Always ring round in the end. Find a quote that looks like it meets my needs then ring them direct. Don't think I've ever not managed to shave a few more quid off a TinTerNet quote by talking to them direct. They make money out folk being to lazy to check stuff.
 
Soldato
Joined
14 Jan 2018
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14,655
Location
Hampshire
Always ring round in the end. Find a quote that looks like it meets my needs then ring them direct. Don't think I've ever not managed to shave a few more quid off a TinTerNet quote by talking to them direct. They make money out folk being to lazy to check stuff.

But online you can usually get near £50 cash back, sometimes a lot more.
 
Soldato
Joined
22 Nov 2006
Posts
23,299
Specialist brokers almost always have the best prices and terms. Though they won't do all cars, which is how they keep prices down I guess.

E.g. with Greenlight I can tune/add mods and they don't care as long as it's not something outrageous. Just need to let them know about it. Paid under £400 with 0 excess, breakdown cover and NCP. Legal cover they threw in for free.
 
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Soldato
Joined
9 Oct 2009
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9,223
Location
United Kingdom
Comparison site then pick a couple of the cheaper quotes that meet my needs and check out cashback site then check quote directly. Just renewed my wife’s and saved a £100 by adding myself as a named driver.
 
Soldato
Joined
5 Mar 2010
Posts
12,305
I use a comparison site to get an idea of who's giving me the cheapest quotes. Then i'll go direct for a quote to see if it's any better or if there's any cashback deals etc.
 
OcUK Staff
Joined
17 Oct 2002
Posts
38,205
Location
OcUK HQ
I use comparison sites, call the top three, ask for better, speak to specialist brokers.
Then whoever gives me best quote or best price and best service combination, I then pay for in full.

The SVR cost me £780 this year, M3 is circa £450 with a declared value much higher than book and the Clio was about £200.
 
Caporegime
Joined
18 Oct 2002
Posts
48,796
Location
All over the world...
Comparison website usually, go for the lowest and pay by instalments over the year.

But might try a few tricks in this thread this year as my insurance is coming to an end next mth.

Mind you living in a part of London that’s rampant for car crime usually makes me pay well over the odds for my insurance. Funnily enough in the 4 yrs I’ve had my car, it hasn’t been touched.
 
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