how dose the finance option work when ordering fr ocuk?

[beasty6]

Hey guys,

Ive noticed that their os a finance option when ordering from ocuk, how dose this work?
Do i just pay in installments? And dose it workout more expensive?

If not i shall be making a large order!

 

[bainbridge]

Click on the link in the shop for details.

Of course it is more expensive to spread the payment, but even so they offer a good rate IMO.

 

[Fenris]

It works like finance.

If you don't understand what that means, it's not the option for you.

 

[beasty6]

Ive never done finance before, dose it workout a lot more and is it straight foward?

 

[Chris [BEANS]]

doES

 

[Spenty]

I'm guessing you cant do simple maths? Is daddy buying you this PC?

 

[Fenris]

Ive never done finance before, dose it workout a lot more and is it straight foward?

I suggest you do some research beyond asking people on an internet forum, it isn't something to be taken lightly.

Finance is essentially a loan, by agreeing to it you are signing a contract and promising to pay a certain amount + interest either by a certain date or over a certain period.

In terms of overall cost, it depends entirely on the interest rate the seller is willing to give you. That is assuming you pass a credit check and they are willing to let you.

 

[Kosmiche]

Don't use finance to buy a sata cable.

 

[T345]

Don't use finance to buy a sata cable.

Well I used it to buy two

 

[Ricochet J]

Yes it works out more if you pay using finance.

But from reading your posts it doesn't look like finance is for you. You don't even know what it is!

 

[beasty6]

Im just asking as i dont understand it properly,

No my dad has never payed for my PC, i left school at 16 and did a year at college doing engineering, and i have been working for 2 years thanks, so before you start bein funny about things i pay for everything myself and i dont live with my parents.

 

[Narj]

I read it wrong and thought that the fiancé option meant that I'd marry 5UB next year.

Sorely disappointed.

 

[Ricochet J]

Im just asking as i dont understand it properly,

I would seriously read something like moneysupermarket.com on finance guides and how they work.

 

[Dave M]

It's straight forward, and it costs more. This can range from a little more to a lot more depending on what you do (e.g. bnpl paid up in time, classic repayment, or bnpl which you don't pay up in time). For large purchases you will be able to pay in 12 months or less bnpl is a good deal unless you have some sort of 0% offer.

 

[Dave M]

It works out as less, they just hope clever people like you don't help us common folk cotton on.

They hope you spend all your money on beer and loose women then have to repay monthly after the bnpl period ends.

Of course you're a clever bunch, which is why our subsidy went up this year, but we'll cope