How much do you pay for insurance?

Freeman

Freeman

Freeman

Soldato
Joined
24 Jul 2004
Posts
5,565
I just renewed and it occurred to me while I was on the phone that I don't really know what other bikers pay. I have a good idea because I used gocompare, but it'd be interesting to hear what you guys pay.

So this year mine was £267 comprehensive. It includes carrying a pillion, leather/helmet cover, flexi ride (ride other peoples bikes) and legal expenses.

It would probably be helpful if you included:

  • Your age
  • How many years riding
  • Bike make
  • Type of cover

(just to stop confusion - i.e. why did X only pay £50 and I have to pay £500)
 
Aprilia Tuono 1000 (with mods)

47

Since i was 16

Fully Comp

£108 a year (pillion leather and extra 4 a month breakdown)
 
Transalp 700

2 years NCB

I'm 27

Live in SW London

No garage

TPFT

£1k excess

.
.
.

Wait for it...

.
.
.

£405
(£+50 to insure my excess)

Robbing *******s - I'm an insurers wet dream.
 
35
1 year riding
CB400
£97 a year TPFT, 10k miles commuting.

Also, soon...
Aprilia Tuono
£330 a year fully comp, garaged, no commuting or £550 a year fully comp, not garaged, commuting, both 5k miles a year.
 
My renewal is up soon, so will go off current best I can find.

36
1 year (0 ncb)
Husqvarna 701 SM
Fully Comp
£1100 :(

(parked in secure compound, datatagged, tracker)

I have got a full loss of a 4k 125cc on there, but even without it, it barely removes any from the premium.
 
28

1 year on a full licence 18 months including cbt

Suzuki sv650

Tpft

£196

All mods listed, not garaged, no security declared.
 
33
3 years ncb (1 year full licence)
Kawasaki Z750
TPFT "garaged" (metal shed)
£160 commuting and 8k mileage
 
39
4 year ncb (2 years full licence, but I have more than 15 of riding experience)
Suzuki Gladius SFV 650
Full comp
£500 (tpft would be 380)

Also I have a 125cc scooter that I pay £140 a year for third part only.
 
Last edited:
45

33 years experience (If you class riding round fields/off roading experience :p) held licence for 28 years.

2015 BMW S1000RR Sport - Full comp SDP no commuting, no pillions. Garaged. 6 years NCB £230

2016 Aprilia Tuono V4 Factory - Full comp SDP inc. commuting, no pillions. Garaged, 7000 miles a year. Zero NCB £420

and the Mrs.. 37 (Passed test 2 years ago)

2006 Suzuki GSX-R 600 - Full comp SDP inc. commuting and pillion cover, two riders. Garaged. 2 years NCB £198


Had pants pulled down this year as I've had multibike insurance for a few year now, this year the cheapest I could a MB policy was £1400, hence the zero NCB.
 
  • 30
  • 2 Years Full Licence
  • ZX-6R Kawasaki [2010]
  • TPFT
  • £317.08
  • 1 Year NCB
  • Thatcham Alarm, Garage, Disc-Lock


Extras: Helmet & Leathers cover, Break down cover, Legal Expenses, Enhanced personal accident cover, Pillion cover.
 
Yep! Im half considering changing mine to FC as I'm doing more miles this year as I've changed jobs so jumped from 5 miles a day to 40!
 
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