Hz and FPS question

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Ok this may sound a bit of a daft question.
The best way I can explain is like this.
Say I have a game that I can run at over 100 fps, my screen is limited to 60hz
Does that mean it will cap the FPS to 60 or on a 60hz screen (assuming my card is to spec) I can still
get 100+ FPS ?
 
That means I could have a decent card that is capable of 100+ FPS but a 4K 60hz screen that wont show anything above 60 FPS.
So either I get stuck at a lower refresh rate but higher detail, have a higher refresh rate but less detail or buy an expensive screen over £1500 for the best of both.
Why can't this be simple?
 
I have seen a couple of 27 4K but I don't think the details will be that noticeable and they are not cheap for the screen size.
 
So the other thing is that display port 1.2 doesn't support 1440p over 144hz but display port 1.4 does?
Why are monitors advertised with 165 or 170hz but only have display port 1.2?
 
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