Permabanned
sooooo I have little credit rating, never had a credit card, no contract mobiles etc etc checked credit agency (forgot the name) and it just has a bunch of addresses I've lived at.
so will I have a problem with a mortgage? could I get a credit card, transfer money into bank account and then put it back in? would that count as a good point on my file??
any tips other than pay on time?
so will I have a problem with a mortgage? could I get a credit card, transfer money into bank account and then put it back in? would that count as a good point on my file??
any tips other than pay on time?
currently my score lol.... oh dear. So I'm not sure if banks will want me cos I don't have a good credit rating? well it's bad... it just doesn't exist...