Insurance/car tax for brandnew car confusion

Loagi

Loagi

Loagi

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Joined
22 Mar 2020
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149
I'm buying a brand new Kia from the main dealer and I'll be getting it in a few weeks. I was reading their notes for buyers and it said that so the car can be taxed I should provide them with an original insurance note 3 days before collecting.

This struck me as very odd as I've never had to do this before with other cars I've had from new.

I'm doing a part-ex so my intention is for my current insurance to swap cars on the day I get it (with the same day overlap).

Very confused !
 
you can submit a change of vehicle request to your insurer before pick up normally. They would send you a covernote which would show the start date as the day of collection. The dealership is most likely trying to valid that there is insurance in place before releasing the vehicle to you. Different garages have different approaches to it.
If you are unsure, just give the dealership a call to double check their exact requirement.
 
I'm surprised they don't offer drive away insurance I've got my new car coming in march from Seat and they've said I'll get 7 days temp cover, I had the same when I bought my used Hyundai as well.
 
Some marques have done away with driveaway cover. We were supposed to get it on a Toyota but by the time the car was ready for collection they'd ditched the scheme.
 
You can tax the car yourself including on the day if necessary, though some dealers will do it for you or for some reason like to do it for you, maybe to make sure it is taxed :s and likewise like to see the vehicle is properly insured before releasing it (I don't really know what goes on behind the scenes so no idea how much is down to individual dealers/garages, policy or legal obligations, etc.).

EDIT: Also the documentation for a new buyer from a big dealer is generally an all encompassing document which may cover things beyond your specific case, usually the sales person will cover what is required in your specific case though not to be relied on to do that.
 
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You insurer should be able to offer cover on the new vehicle on your current policy (at a cost to you) - whilst also still insuring the old car.

Best to add a few days leeway on the policy of insurance on your current car incase there is a delay with pickup on the new one. We did this last year and it was just a quick phonecall - you'll need the reg for the new car.
 
Rroff said:
You can tax the car yourself including on the day if necessary, though some dealers will do it for you or for some reason like to do it for you, maybe to make sure it is taxed :s and likewise like to see the vehicle is properly insured before releasing it (I don't really know what goes on behind the scenes so no idea how much is down to individual dealers/garages, policy or legal obligations, etc.).

EDIT: Also the documentation for a new buyer from a big dealer is generally an all encompassing document which may cover things beyond your specific case, usually the sales person will cover what is required in your specific case though not to be relied on to do that.
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If it's a brand new car the tax is included in the OTR price isn't it? So the dealer would be taxing it.
 
tom_e said:
If it's a brand new car the tax is included in the OTR price isn't it? So the dealer would be taxing it.
Click to expand...

TBH dunno, probably, since the changes I've only been involved 3rd hand in buying new cars, maybe why I thought the "dealer likes to do it for you for some reason" :s
 
Rroff said:
TBH dunno, probably, since the changes I've only been involved 3rd hand in buying new cars, maybe why I thought the "dealer likes to do it for you for some reason" :s
Click to expand...
I'm hoping that's how it works I don't want to be paying nearly £300 extra on the day I pick mine up :cry:
 
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