Insurance help needed urgent

[Resident]

The reason our car is written off you could say is potentially our fault, But the fact that no one elses car was damaged from a result of our car, No, The land rover infront had no brake lights, gave us his details and said he'd pay for everything, But our car wsnt worth the hassle, Hence buying a new car. Fact of the matter is they are making us pay for two policies, thats 600 pound a month.

Fact is, you rear-ended a stationary vehicle. You were too close to stop in an emergency without colliding with the car in front. This AUTOMATICALLY makes it your fault unless you can prove the car you hit was negligent, ie brake-check.

The claim is being left open because the person you hit hasn't yet registered a claim (which insurers usually allow 2 weeks)

 

[snapdragon69]

Also why the hell would you pay £98 to scrap your car, the going rate right now is around £200 payment to you.