Insurance help needed with non-fault

axer

axer

axer

Soldato
Joined
25 Mar 2004
Posts
2,885
Location
Iwade, Kent
Hi guys, got an insurance issue and I'm hoping you can help.

I got hit by a bus on a roundabout today as he cut the roundabout which resulted in him being over in my lane considerably (two lanes - large lanes) on the round about.

I'm certain the issue was his fault due to a number of factors such as:

1.) He was in my lane
2.) As I saw him coming into my lane I stopped my car tooting my horn yet he didn't seem to react and carried on coming into my lane which is when the collision occurred (after I had already stopped)
3.) If he didn't feel he could make it round the round about in his lane I believe he's supposed to straddle the two lanes and indicate but never did (upon approaching the round about he was in the left lane and I was in the right).

So, I need to claim on their insurance but am wary of falling into the trap of ending up making a claim on my insurance and having my premium affected regardless of the fact its a no fault.

As such, what do I do / need to say?

Thanks in advanced!
 
Well I stopped my car when he began entering my lane (despite there being adequate room) but he chose to cut the corner :(
 
He says its my fault.

The bus driver had one passenger (an old lady) who wouldnt speak to my wife, in our car was just me and my wife. Rather annoyingly, the cars behind both me and the bus drove off.
 
I don't see how, the damage to my front left wheel for example clear demonstrates that at the point of impact, my car was stationary as there are scratches going horizontally across two spokes at opposite sides of the wheel where had I have been driving, you would expect damage over all the spokes if you follow my drift?
 
He doesn't deny coming into my lane, just maintain its not his fault as he's driving a bus.
 
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