Insurance - No Claims Issue.

danza · 14 Apr 2009 at 18:19

Oops - just noticed that I've made a cockup with my car insurance.

I'm currently with Direct Line, and was last year I used Tesco.

I've just got my policy details out from Direct Line for another unrelated reason and realised that I've forgotten to send them proof of no claims discount in the form of this years renewal quote from Tesco. They need the original document, which I shredded when I went on a paperwork blitz in my office. I overlooked the first page of my Direct Line policy and totally missed this request, and now I'm unsure as to what I should do.

For all they know I posted it and it was lost by RM, but I somewhat doubt that'd carry any weight with the insurance company in the event of a fault claim.

I suppose I should ask Tesco for a copy of it, but I have a feeling it might cost me...

iaind · 14 Apr 2009 at 18:21

Yup - call tesco and ask for a copy, send it to direct line ASAP.

They shouldnt charge...

Dorje · 14 Apr 2009 at 18:22

danza said:
I suppose I should ask Tesco for a copy of it, but I have a feeling it might cost me...

Answered your own question. Not sure if it will cost anything, probably not much anyway. Your mistake anyway, stop being tight?

danza · 14 Apr 2009 at 18:27

Just got off the phone to Testico - they're sending out a copy FOC which is nice of them.

danza · 14 Apr 2009 at 18:33

In other news - Direct Line want an additional £132 for aftermarket alloys on my CTR. :eek:

Looks like I'll be buying some refurbs...

Nodiggidy123 · 14 Apr 2009 at 18:41

i just got insured with esure, i called them and said id lost my proof of ncd. they said no problem just give us the details of your previous insurer and we can sort it for you.

MrMoonX · 14 Apr 2009 at 19:24

Nodiggidy123 said:
i just got insured with esure, i called them and said id lost my proof of ncd. they said no problem just give us the details of your previous insurer and we can sort it for you.

esure told me they only ask for proof of ncd in the event of a claim, kept my tesco proof nice and safe

Nodiggidy123 · 14 Apr 2009 at 19:28

perhaps i should give em a ring then. dont want to find out im uninsured.

OllyM · 14 Apr 2009 at 19:33

Bell contacted my existing insurer on my behalf to prove my NCB entitlement rather than needing to send it it. Rather handy!

IAmATeaf · 14 Apr 2009 at 20:55

esure asked me for details of my previous insurance provider which happened to be esure

Jez · 14 Apr 2009 at 20:56

OllyM said:
Bell contacted my existing insurer on my behalf to prove my NCB entitlement rather than needing to send it it. Rather handy!

Was that outside the group? Didnt know they did this :cool:

OllyM · 14 Apr 2009 at 20:58

It was indeed, Prudential in fact.

Impressed with Bell actually, Welsch call centre and very helpful staff

Jez · 14 Apr 2009 at 20:59

Yeah, found bell very good here. Cheapest by miles for me, great service.

The only rubbish thing is the 3rd party excess really.

Cob · 14 Apr 2009 at 22:00

Just switched to the Post Office and they too don't need proof of my NCD, tho they do ask that I keep my proof safe incase I need to make a claim.