Insurance queries

[tabletf5]

I recently took out a policy and added 1 of my parents as a named driver to bring the costs down, It asked if the named driver had any accidents in the last 5 years, They hadn't.

My parent had an accident the other day(nothing major but will be a claim) and they will be accepting liability. This was in thier own car not mine.

Do I have to phone my insurer and tell them strait away or can I leave it untill renewal?

Adding said named driver to my policy took £800 off my annual premium.

 

[Haggisman]

Yes, strictly speaking you should tell them, but depending on who you're insured with it might not make a difference.

I've got my mum on mine, and she had someone hit her a few days before my renewal a couple of years back. It didn't make the slightest difference to my premium (with Bell)

 

[tabletf5]

thanks