Insurance question

[_PD_]

My sister is a named driver on my policy, so that she can get some extra practise in with my parents while she's learning. She's crashed my bloody car - it's going through insurance.

Apparently this means I lose MY no claims bonus . What other effect does it have? Is it going to affect me getting an insurance quote for my next car?

I only had 2 years, but still annoyed.

Thanks in advance.

 

[Confused]

The NCB is for the policy - so as she is named on the policy, and driving the car based on that policy, the policy has lost it's NCB.

So, yes, you will not have any NCB to carry over when you come to renewal, despite the fact you personally haven't had the accident.