Insurance Questions

Peter Diffey · 20 Jun 2008 at 16:53

Hello Gents (and ladies)
My insurance is about to run out, so I have received a renewal quote from my current insurer for £440, immediatly I turn to the internet to find better quotes. However I am unable to find any quotes which are any great deal cheaper (got £415 for a policy with loads of excess and a rubbish company).
Im currently with Bell, 21 years old, 2 years no claims, 4 years license and 1.2 98 clio.
Can anyone recommend me a different company to get a quote from? Im currently thinking of trying to get Bell to decrease the quote and therefore sticking with them as they seem a very decent company. But how does this work, do you have to prove that you got a quote from a different insurer for xx amount?

DB_SamX · 20 Jun 2008 at 16:54

Any family you can add to the policy to reduce it?

Peter Diffey · 20 Jun 2008 at 16:56

Sorry, forgot to mention that I add my mother to the policy and quotes which has helped in the past

[TR]SweetSpotOz · 20 Jun 2008 at 16:58

Peter Diffey · 20 Jun 2008 at 17:00

markyp23 said:
Do a quote with Bell as a new customer.

I tried that, put my Reg in and they recognised me as a current policy holder

[TR]SweetSpotOz · 20 Jun 2008 at 17:01

Peter Diffey · 20 Jun 2008 at 17:09

Just did that, surprisingly the quote actually comes out at £450, exactly the same details as my current policy too :confused:

[TR]SweetSpotOz · 20 Jun 2008 at 17:11

Peter Diffey · 20 Jun 2008 at 17:17

markyp23 said:
I guess you probably just have quite a good quote if you are unable to beat it!

Yeh that must be it

SGWills · 20 Jun 2008 at 20:49

they work on a up most good faith policy, where as if you say they quoting you a price they take it for granted that you dont lie to them

if you rang them up and said that you were quoted £100 then you got no chance and they will tell you to go with that quote, if you say you have had a quote of £400 i reckon they will be able to match it