Insurance situation after speeding penalty

Wang Computer · 4 May 2006 at 23:57

I have a friend (no, really it isn't me

) who recently received a penalty for a speeding offence (3 points on previously clean license). They were wondering whether their insurance company would need to be notified, or whether the terms of the insurance agreement would have to be ammended before the next yearly renewal.

I thought one of you guys might know.

Cheers!

-westy- · 4 May 2006 at 23:58

He should check his insurance documents

although just to be sure, i'd notify my insurance company straight away, to save any confusion.

[TW]Fox · 5 May 2006 at 00:00

It will state in the terms and conditions, which you'll find in your policy documents, what you need to do.

Muncher · 5 May 2006 at 00:38

I would wait until renewal and plead ignorance

The clause which is unlikely to be worded specifically or brought to your attention, would be construed against the party relying on it (insurer) by a court, not to mention the Ombudsman.

gavinpoo · 5 May 2006 at 03:18

From my experience you don't need to inform them till renewal, but from other people's experience you should tell them straight away. To be sure always ask them as it varies from place to place.

Dr Who · 5 May 2006 at 04:52

best off to just inform them, IME they dont load for 1 technical or 1 speeding offence anyway..

Poppy · 5 May 2006 at 08:06

i would inform them straight away just incase. I doubt there will be any increase for 3 points either.

amx · 5 May 2006 at 08:10

I informed my insurance company immediately and they told me i didn't need to tell them until my renewel date.
So it's worth ringing, just in case!

Doorman80 · 7 May 2006 at 17:45

amx said:
I informed my insurance company immediately and they told me i didn't need to tell them until my renewel date.
So it's worth ringing, just in case!

Which insurance company are you with?