Insurance tips

Philz0r · 8 Apr 2011 at 16:24

stulid said:
Just tried putting my mother on my renewal policy and adding access to other cars, I do work for Honda after all, it knocked £70 of the price!!!!

well im glad i helped someone after all.

Prophet · 8 Apr 2011 at 16:27

Philz0r said:
well im glad i helped someone after all.

You hero

Philz0r · 8 Apr 2011 at 16:28

Orange Peel said:
You hero

well i dont like to brag :rolleyes:

Prophet · 8 Apr 2011 at 16:30

Philz0r said:
well i dont like to brag

No, but you do like to give advice on how to commit fraud :rolleyes:

Philz0r · 8 Apr 2011 at 16:33

Orange Peel said:
No, but you do like to give advice on how to commit fraud

oh well lol.

Westyfield2 · 8 Apr 2011 at 16:38

Philz0r said:
Insurance tips: lie

Thanks, but no thanks.

ins0mn1ac · 8 Apr 2011 at 16:45

Your tips need something along the lines of the following:

# If you crash, run away then phone the police and say your car was stolen!

Pretty rubbish tips, who do you insure with? maybe someone from that company reads this forum

merlin · 8 Apr 2011 at 16:52

More good advice just in:

Fit crossply tyres to your Ferrari Enzo to raise the ride height

Mix your fuel 1 part petrol 1 part diesel for extra torque and MPG

V8 too thirsty? Simply pull the leads off 4 cylinders.

mufc802 · 8 Apr 2011 at 17:00

Don't forget to check things like whether it's cheaper keeping it in a garage or on the driveway since this could affect the price.

For students, saying you study part time instead of full time knocks a lot off, so mention a part time job as your primary occupation.

Pay annually instead of monthly to prevent paying interest - a loan from the bank would be a cheaper option wouldn't it?

merlin · 8 Apr 2011 at 17:02

mufc802 said:
Pay annually instead of monthly to prevent paying interest - a loan from the bank would be a cheaper option wouldn't it?

Unlikely.

Credit card or overdraft better option depending on what sort of deal you have.

Hxc · 8 Apr 2011 at 17:42

I accepted my renewal. They were miles cheaper than anyone else, and were the only people to even quote me non idiotic money (sub 1k) on my MX5

sigma · 8 Apr 2011 at 17:47

Don't forget to tell the insurer that you have reduced the cars weight (therefore increasing braking power and lowering fuel usage) by folding the rear seats down.

Clown · 8 Apr 2011 at 18:45

Don't they ask estimated annual milage? My estimated milage is less than 3000, will I really get penalised for going over?

bainbridge · 8 Apr 2011 at 19:20

Clown said:
Don't they ask estimated annual milage? My estimated milage is less than 3000, will I really get penalised for going over?

IF you are within a couple of thousand miles of your estimated annual mileage then no, it is only an estimation. If you are significantly over then this would hinder your claim.

bainbridge · 8 Apr 2011 at 19:22

stulid said:
Just tried putting my mother on my renewal policy and adding access to other cars, I do work for Honda after all, it knocked £70 of the price!!!!

Aviva often gives a better rate for doing this.

Trifid · 8 Apr 2011 at 19:28

Philz0r said:
never accept a renewal price, even if you want to stay with your current insurer ring up and cancel, nearer the date make a new quote and you'll get a cheaper price.

Unless you can't beat it. I couldn't get within £100 of my last automatic renewal. :confused: