Insurance Win....Sort of

Frozennova · 7 Feb 2011 at 19:58

It's time to insure my first car, best quote to date was £1626 with admiral. This is at 19, passed 4 months ago and I have pass plus.

Rang footman james when I got home from work and got it down to £1300 with my ClubGTI membership

I would have also been looking at another 200-300 on top for paying monthly where as with footman it only cost me £30 to pay with instalments.

So going from my experience and that of others on here classic cars are definatly the way to go.

tigerstyle · 8 Feb 2011 at 03:10

on a 1.3 golf, ouch!

Drive safe!

grudas · 8 Feb 2011 at 03:48

tigerstyle said:
on a 1.3 golf, ouch!

Drive safe!

ouch? 2.8k here on a 1.3 golf.

no way am i paying that tho

Ollie83 · 8 Feb 2011 at 05:03

A 1989 1.3 Golf!? Ouch, unlucky. That seems unbelievably expensive. When I was 20 I insured a evo 6 for £1200 (only 7 years ago).

Sin_Chase · 8 Feb 2011 at 06:09

Only....what?

SEVEN YEARS is an eternity in insurance price comparison.

Garido · 8 Feb 2011 at 06:20

Wow that seems so dear. Is that for 3rd party insurance or a comprehensive plan?

UKTopGun · 8 Feb 2011 at 08:14

Ollie83 said:
A 1989 1.3 Golf!? Ouch, unlucky. That seems unbelievably expensive. When I was 20 I insured a evo 6 for £1200 (only 7 years ago).

Think you think you're younger than you really are

But it's a silly comparison anyway seeing as we all live in different places!

Frozennova · 8 Feb 2011 at 08:27

Third party fire and theft, fully comp is pointless on a low value car as well as not having no claims etc to protect.

£1300 is dirt cheap, I've got a mate whos a year younger than me that can't insure a 1 litre polo(6N) for less that 2k or so.

tigerstyle · 8 Feb 2011 at 08:43

frozennova said:
£1300 is dirt cheap, I've got a mate whos a year younger than me that can't insure a 1 litre polo(6N) for less that 2k or so.

At least you're all going the right VW way, respect

Pointless edition: 7 years ago, my first car, £300 Polo, £350 insurance

Thought that was bad then!

SeatIbiza · 8 Feb 2011 at 09:39

tigerstyle said:
At least you're all going the right VW way, respect

Pointless edition: 7 years ago, my first car, £300 Polo, £350 insurance Thought that was bad then!

But them insuring you gives them the risk of you running into a £150k car or any variety of possible claims i.e. damages to the highway, other property etc.

Insurance is, however, a crazy game!

Garido · 8 Feb 2011 at 09:43

I know we can't compare evenly but for what it's worth, I thought insuring my Lexus ES300 '97 (first car) for $650 (400GBP) was a rip off. Plan was 3rd Party Fire and Theft with roadside assist.

Ollie83 · 8 Feb 2011 at 09:44

What i mean is i cant believe that 7 years ago i could get insurance on an evo for less than this guy can on a 1.3 golf. Insurance has indeed gone mad.

Getting your own insurance is the way to go though and build up your NCB, good on you!

XeNoN89 · 8 Feb 2011 at 10:58

Ollie83 said:
What i mean is i cant believe that 7 years ago i could get insurance on an evo for less than this guy can on a 1.3 golf. Insurance has indeed gone mad.

Getting your own insurance is the way to go though and build up your NCB, good on you!

Insurance has gone up by a couple of hundred within the last few months for me.

Was getting quotes for a 2.0T Audi A3 at around 1400 in december, checked yesturday and cheapest i can get is nearly £1700 now!!!